Assistant Vice President Treasury Management & Business Banking

Profinium Bank•Mankato, MN

3d•$58,602 - $87,903•Onsite

About The Position

Profinium Bank has an opportunity for an Assistant Vice President (AVP) Treasury Management & Business Banking based out of our Mankato location! We are a full-service, family-owned bank located in Southern MN. We offer Personal and Business Banking, Mortgage, Insurance, and Investments. Our services provide tools for our clients to achieve their financial well-being goals. We believe that your AMAZING is possible & we are dedicated to helping our employees & clients achieve their dreams. Our Core Values of putting People First, Teamwork, Confidence, Accountable and Excel help us achieve our pursuits of: Cultivating excellence by challenging ourselves with courage and confidence. Inspiring a fun environment where innovation thrives, mentoring is essential, and our journey is celebrated. Delivering a legendary experience through our unrivaled service and empowering solutions. Vested in our communities' success with leadership, resources and time. Why work at Profinium? As some of our employee testimonials highlight, we value each other, positivity, and collaboration. We thrive on connectivity, teamwork, and pursuing innovative ways to help our employees grow personally & professionally. We care for our employees & their family members, and we understand the importance of whole well-being.

Requirements

Value client experience & are capable of committing to a team culture like no other!
Take pride in providing a quality product & having fun along the way!
Have a 4-year degree in a related field OR have experience working in a community bank in a similar role / scope.
Have a proven track record of successful sales-driven experience.
Some travel is necessary in this role; must have a valid Driver’s License & an insurable driving record.
Have a high numerical aptitude.
Have the ability to maintain confidential information.
Have the ability to work with multiple levels of management & agency staff.
Have skills needed in a typical office environment, including computer skills & utilization of office equipment.
Regularly required to move about inside the office to access file cabinets, office machinery, attend meetings, etc.
Ability to operate a computer, carry, handle & feel objects; reach with hands & arms; communicate effectively & efficiently in person & over the phone.
Occasionally lift &/or move up to 25 pounds or more with assistance.
Ability to travel to other locations as needed.
Specific vision abilities required include close vision, distance vision, peripheral vision, depth perception & the ability to adjust focus.

Nice To Haves

Previous credit analyst experience

Responsibilities

Assisting with day-to-day activities within the Treasury Management department, including driving new business & expanding existing relationships withing the bank’s treasury management services portfolio.
Serving clients, identifying their needs & providing consultative solutions that enhance client financial efficiency & optimize cash flow.
Managing a Commercial loan portfolio as well as generating new loan volume and deposits for the bank.
Making credit decisions (within authority guidelines), overseeing overall credit quality, & fee income with the goal of helping each client meet the objectives of their personal & professional full financial health.
Understanding client needs & challenges related to cash management, liquidity, & risk management.
Assisting clients with balancing their daily operational needs with strategic investment opportunities.
Helping clients maintain liquidity & support growth.
Recommending & presenting tailored solutions from the bank’s treasury management product suite.
Fulfilling day-to-day duties of ongoing client service & support including, but not limited to, the set-up, administration, maintenance & training for clients in the following product/service areas: Pro-Biz Checking accounts, Savings accounts, On-line banking, Treasury Management Services, HSA accounts.
Cultivating strong relationships with existing clients, internal stakeholders, & referral sources.
Creating & evaluating treasury management sales proposals and pricing for prospective and existing clients to further develop and strengthen business relationships.
Collaborating with other bank departments, such as lending, relationship banking, wealth planning & insurance to offer holistic financial solutions.
Working closely with the operational area of the bank & third-party vendors to serve as the Profinium expert on Pro-Biz suite of products.
Expanding existing commercial loan relationships within guidelines set by bank policy & growth targets.
Developing deposit accounts from commercial clients.
Managing the commercial loan portfolio, including credit quality, credit approval, operations process, & the profitability of the portfolio.
Analyzing loan data on new, renewal & existing loans, including data provided by credit bureaus, other financial institutions & financial institution files.
Monitoring loans in repayment & collecting past due loans and loans in default.
Ensuring that proper documentation is completed.
Establishing structure of loans within framework of loan policy.
Generating new loan & deposit volume for the bank & deepening current relationships.
Increasing volume of quality deposits, treasury management services, loans, mortgage insurance, & investment services using the R-E-A process, along with the call programs developed in sales meetings.
Referring customers to the Retail Department of the bank for deposit relationships as well as to the Mortgage, Investment & Insurance departments.
Maintaining a general understanding of Profinium’s product & service offerings to confidently & accurately diagnose additional client/prospect needs & execute partnership opportunities.
Achieving referral results based on annual targets communicated by supervisor.
Actively participating in community & civic organizations as appropriate to represent the bank in a positive fashion.
Ensuring that customer service is provided in a high-quality manner, as outlined in the bank’s strategic direction & our Amazing Client Experience (ACE) Pledge.
Demonstrating ownership of skill, knowledge & training opportunities for personal growth; searching out & requesting necessary development that will aid in success.
Serving in an informal leadership role within the branch; acting as a resource & support system to other bank employees & making confident decisions in a time of need.
Promoting the AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3’s) & Core Values to guide behavior.
Complying with all company policies & procedures, applicable laws & regulations.
Assisting in the support of other bank activities as requested.