Appraisal Senior Review Analyst

Citizens Bank • Johnston, RI

1d • Onsite

About The Position

As the Appraisal Analyst III, you will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of Citizens' due diligence, as it pertains to risk exposure on residential real estate. You will perform moderately complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0 - $999,999.

Requirements

• Active Certified or Certified General Appraiser
• Three years or more of mortgage or consumer loan underwriting experience - appraisal review experience strongly preferred
• Excellent Communication skills, both written and verbal, in relating to internal and external clients
• Demonstrates proficiency in basic computer applications such as Microsoft Office software products

Nice To Haves

• FHA DE (CHUMS) / VA SAR/LAPP
• Appraisal review or field experience with residential appraising
• Experience with using appraisal and market evaluation tools
• Demonstrates proficiency in mortgage automated processing systems
• Basic knowledge of bank services and products
• Bachelor's degree, or equivalent education and related training

Responsibilities

• Analyzes the reasonableness of the appraisals to Confirm reported value is supported for financing purposes while evaluating report completion methodology.
• Maintains daily and monthly goals set by Sr. Management.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
• Perform other responsibilities as directed by the team Leader or other Sr. Management.
• Communicate with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.
• Report inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree