Commercial Appraisal Analyst

SouthState Bank

9d•Hybrid

About The Position

This position is responsible for performing simple to complex reviews of commercial property evaluations, validations, and appraisals. The Commercial Appraisal Review Analyst is expected to take ownership of all tasks and challenges encountered in the operation of their assigned position. The role requires adherence to the Bank’s policies and procedures, code of conduct, and regulatory guidelines. Responsibilities include managing the procurement and ordering process for appraisals, assisting with regulatory exams and internal audits, and updating bank appraisal policies and bulletins. The analyst will also provide support to bank employees and appraisers with appraisal-related inquiries and issues, and assist in training bank employees and appraisal team members on appraisal-related material and systems. Maintaining contact with various departments to monitor the appraisal pipeline and resolve related problems is crucial. The role involves overseeing appraisal requests to ensure the competency of outside fee appraisers and reviewers and the reasonableness of their quotes. Additionally, the analyst will assist in implementing new technology and software for the appraisal department, prepare performance evaluations for support staff, and liaise with other employees through positive interactions. Involvement in marketing endeavors and continuous skill improvement through professional training and cross-training are also expected. Reasonable accommodations may be made for individuals with disabilities to perform essential functions.

Requirements

Strong commercial/residential appraisal experience/knowledge required.
Proficient with general office machines and programs to include Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department.
Knowledge of USPAP, FIRREA, OCC, HVCC and FNMA /FHLMC guidelines and regulations pertaining to Real Estate appraisals.
Excellent verbal and written communication skills.
Ability to prioritize and organize assignments.
Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank.
Must possess basic English language skills to write and speak clearly, and effectively with coworkers and customers.
Must be well-organized, accurate, and attentive to detail.
Must be cooperative and willing to assist coworkers and customers on a regular basis.
Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others.
Must possess excellent multi-tasking skills and be able to function well under pressure.
Must be able to remain composed under pressure and respond to customer and coworker concerns regularly.
Must have a keen eye for detail and follow instructions to the letter.
Must be patient and willing to help others in solving problems while always maintaining a positive attitude.
Minimum 5 years in an appraisal or appraisal review related field.
State Certified General Real Estate Appraiser preferred, but not required.
Successfully completed or be willing to complete in short order: Appraisal Institute courses including Basic Appraisal Principles, Basic Appraisal Procedures, USPAP 15- hour course; plus remaining courses to become State Certified General RE Appraiser.

Nice To Haves

Bachelor's degree (B. A.) from four-year College or University preferred, or equivalent prior work experience.
Field experience preferred but not required.

Responsibilities

Perform simple to complex reviews of commercial property evaluations, validations, and appraisals.
Take ownership of all tasks and challenges encountered in the operation of their assigned position.
Ensure that the Bank’s policies and procedures, code of conduct, and regulatory guidelines are strictly complied with.
Perform the procurement and ordering process.
Assist as required with regulatory exams and internal audits.
Assist as needed with updating bank appraisal policies and bulletins.
Assist as needed bank employees and appraisers with appraisal related inquiries and issues.
Assist in the training of bank employees and appraisal team members on appraisal related material and systems.
Maintain contact with various departments to monitor the pipeline of appraisals and resolve problems relative to requests and review of appraisals.
Oversee appraisal requests to ensure that the skill level outside fee appraisers and reviewers is sufficient and that the fee quotes are reasonable.
Assist in the implementation of new technology and software applicable to the appraisal department.
Prepare performance evaluation for support staff members assigned to them.
Aid other employees by liaising with them through healthy and positive interactions.
Be involved in performing marketing endeavors/efforts.
Continuously update skills by participating in professional training.
Seek opportunities to improve skills through cross-training offered by the Bank.
Perform all other tasks, responsibilities, or duties, as directed by management.