2027 Early Careers: Analyst, Underwriting – Structured Credit (Political Risk)– United States, New York, NY

AIG • New York, NY

4d • $72,975 - $83,400 • Onsite

About The Position

AIG is hiring an early-career Analyst for its Underwriting – Political Risk department, within the Structured Credit business. The team provides credit insurance solutions to financial institutions, investors, and corporate clients globally, underwriting transactions across Structured Credit, Project Finance, Asset Finance, Corporate Credit, and Portfolio Solutions. Analysts work alongside experienced underwriters and credit professionals to evaluate financing transactions in areas such as infrastructure, energy transition, transportation, data centers, and industrial projects.

The role supports evaluation and underwriting of structured credit and project finance transactions. Analysts review financial and transaction materials, prepare credit analysis and underwriting recommendations, develop financial models, assess transaction structures and risk mitigants, monitor portfolio performance, and collaborate with internal teams and external stakeholders.

This position is part of AIG’s Early Careers program, which includes on-the-job learning, instructor-led masterclasses, exposure to senior leaders, mentoring, networking, and volunteering. The position is in person, with employees required to work in the office at least four days per week. The program start date is July 26, 2027. Applications are accepted through October 31, 2026, at 11:59 p.m. ET, with rolling review. The listed pay range for applicants in Colorado, Jersey City, and New York City is $72,975–$83,400.

Requirements

• Be a student or recent graduate beginning a professional career, generally within one year of completing a degree.
• Receive a Bachelor’s or Master’s degree no later than June 2027; an unofficial transcript is required upon application.
• Be available to start the program on July 26, 2027.
• Have strong written and verbal communication skills and the ability to communicate effectively in a professional environment.
• Demonstrate analytical, problem-solving, and organizational skills, with strong attention to detail.
• Be able to collaborate effectively, manage multiple priorities, and adapt in a fast-paced, team-oriented environment.

Nice To Haves

• A degree in Finance, Accounting, Economics, Risk Management & Insurance, Mathematics, Engineering, Business, or a related field.
• Interest in corporate finance, project finance, credit analysis, structured finance, infrastructure, or capital markets.
• Familiarity with financial statement analysis and cash flow modeling.
• Interest in commercial insurance, banking, infrastructure finance, energy transition, or private credit markets.

Responsibilities

• Support the evaluation and underwriting of structured credit and project finance transactions across multiple sectors.
• Review financial statements, credit materials, due diligence reports, and financing documentation.
• Assist in preparing internal credit analyses, risk assessments, and underwriting recommendations.
• Develop and maintain financial models to evaluate cash flows, debt service capacity, and credit performance.
• Analyze corporate, infrastructure, project finance, asset finance, and portfolio risk transactions.
• Assess transaction structures, security packages, contractual arrangements, and key risk mitigants.
• Monitor portfolio performance and emerging credit risks.
• Build relationships with brokers, banks, financial institutions, sponsors, and investors.
• Collaborate with Legal, Finance, Actuarial, Claims, Operations, and Enterprise Risk Management teams.

Benefits

• Comprehensive Total Rewards benefits focused on health, wellbeing, financial security, and professional development.
• Volunteer Time Off and Matching Grants Programs.
• Learning and development through on-the-job experiences and instructor-led masterclasses.
• Mentoring, networking, and exposure to senior leaders.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level