Analyst, Treasury & Deposit Operations

Merrick Bank • South Jordan, UT

1d

About The Position

The Treasury Analyst performs analytical and reporting activities supporting the Bank’s liquidity, funding, interest rate risk, investment portfolio, and capital management processes. The role independently conducts treasury analyses, develops reporting enhancements, prepares forecasts, and identifies trends to support informed decision-making. The analyst partners with business stakeholders and provides recommendations to improve Treasury reporting, processes, and controls.

The position also supports cash management and forecasting, ALCO reporting and initiatives, process improvement, risk management, audits, examinations, and regulatory reporting. It requires compliance with the Bank’s internal control policies and applicable laws and regulations, as well as communication of operational problems, noncompliance, policy violations, or illegal acts.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Two to four or more years of experience in Treasury, Finance, Accounting, ALM, or banking-related functions.
• Working knowledge of liquidity management and Treasury operations.
• Understanding of cash flow forecasting and balance sheet analysis.
• Advanced Excel and reporting skills.
• Ability to interpret financial data and develop recommendations.
• Strong analytical and problem-solving abilities.
• Effective presentation and communication skills.

Nice To Haves

• Experience with Treasury systems or banking platforms.
• Experience with Power BI, data visualization tools, or large data sets.

Responsibilities

• Analyze liquidity, funding, deposit, investment, and capital trends.
• Prepare recurring and ad hoc Treasury analyses and reports.
• Perform variance analysis and identify emerging risks or opportunities.
• Maintain Treasury models and analytical tools.
• Prepare short- and medium-term cash flow forecasts.
• Analyze cash position trends and funding requirements.
• Monitor liquidity metrics and report significant variances.
• Assist with deposit pricing and funding trend analysis.
• Prepare analytical exhibits and supporting schedules for ALCO reporting.
• Assist with interpretation of Treasury reports and key metrics.
• Recommend reporting enhancements and process improvements.
• Support implementation of ALCO initiatives and action items.
• Develop and maintain Treasury procedures and documentation.
• Assist in monitoring liquidity and interest rate risk metrics.
• Support audits, examinations, and regulatory reporting efforts.
• Identify opportunities for automation and efficiency improvements.
• Assist with process improvement or automation projects.
• Comply with the Bank’s internal control policies and procedures and applicable laws and regulations.
• Communicate operational problems, code of conduct or regulatory noncompliance, policy violations, and illegal acts.

Benefits

• Competitive pay, including a bonus target or variable pay incentive program.
• Medical, dental, and vision coverage.
• 401(k) plan with company match.
• Short- and long-term disability coverage.
• Wellness programs.
• Group life and AD&D insurance.
• Paid vacation, sick days, and bank holidays.
• Employee engagement activities, including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, and Service Recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level