Analyst, Technology and Innovation Banking, Montreal

Scotiabank • Montreal, QC

4d • Onsite

About The Position

The Technology and Innovation Banking team at Roynat Capital supports fast growing Canadian technology companies with all their banking needs, from seed to exit. With lived industry experience in the Canadian technology ecosystem, our dedicated team provides comprehensive banking services, specifically tailored for this industry’s needs. We are deeply focused on helping founders and investors scale and succeed. The Origination and Client Management group manages the end-to-end process of structuring, diligence and underwriting for new and existing technology client opportunities. The team maintains a high level of engagement with key stakeholders in the technology ecosystem; building relationships and developing insights. The Analyst is responsible for contributing to the profitable growth and quality of the team’s portfolio by performing a multitude of tasks including due diligence, risk analysis, and presentation on complex deals in concert with the coverage team as well as ongoing portfolio monitoring and control. The Analyst interfaces directly with clients at times, in partnership with the coverage team.

Requirements

• Bachelor’s degree with one or more years of financial services or related work experience.
• Sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere.

Responsibilities

• Contributes to the profitable development of the Technology and Innovation Banking business by supporting the Senior Associates, Associate Directors and Directors with the structuring, underwriting, and closing of credit products for the assigned prospects and clients.
• Provides prompt and sound recommendations in the analysis and adjudication of credit proposals.
• Liaises with the Business Service Centre for fulfilment (including documentation, liaison with 3rd parties, security registration) and all service activities.
• Ensures the accurate communication of the terms and conditions of an authorization and supervises the effective and timely implementation to enable the disbursement of funds.
• Ensures the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements as specified in individual authorizations are adhered to by advising senior management of any credit weaknesses developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological, and industry information.
• Adheres to any regulatory and internal Bank policies and requirements.
• Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champions a high performance environment and contributes to an inclusive work environment.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level