Analyst, Insurance

Royal Caribbean Cruises Ltd•Miami, FL

1d•Onsite

About The Position

Royal Caribbean Group’s Risk Management Team is hiring a full-time Analyst, Insurance to support its global insurance programs, including coverage for more than $30 billion in assets. The role is an onsite position based in Miami, Florida, and reports to the Director, Insurance. The analyst serves as a technical resource within Risk Management, collaborating with internal departments, brokers, P&I Clubs, adjusters, and other partners on insurance renewals, claims, financial performance, and compliance initiatives. The position contributes to analysis, process improvements, and the continuous improvement of insurance operations. The role also supports insurance-related finance activities, including accounting treatment and general ledger coding for approximately $10 million in monthly insurance expense, tracking insurance-related wire transfers, and processing invoices. Limited travel is expected. Applicants must be legally authorized to work where the position is based; immigration or work-visa sponsorship is not available now or in the future.

Requirements

Bachelor’s degree in risk management, insurance, finance, or business from an accredited university.
Two to three years of progressive experience in insurance, risk management, finance, or a related analytical role, or an equivalent combination of education and experience.
Strong interpersonal abilities and comfort interacting effectively with various levels of management.
Good organizational skills and ability to handle multiple priorities or tasks while meeting deadlines.
Self-motivated, adaptive, proactive, and a quick learner; able to work independently and as part of a team in a fast-paced, dynamic environment.
Strong written and verbal communication skills.
Proficiency in Microsoft Office, including Word, Excel, and PowerPoint.
Legally authorized to work in the location where the position is based; the role is not eligible for immigration or work-visa sponsorship.

Nice To Haves

Experience with Oracle Fusion and Oracle EPBCS.
Limited travel expected.

Responsibilities

Coordinate with internal departments and insurance brokers to obtain, validate, analyze, and submit exposure information for renewals, endorsements, and audits.
Review insurance policies, binders, certificates, memorandums of insurance, and confirmations of coverage for accuracy, completeness, and contractual compliance.
Maintain insurance documentation, schedules, and records in electronic and physical filing systems.
Assist with, track, and analyze insurance claims; compile supporting documentation; coordinate with brokers and adjusters; and monitor claims through resolution.
Coordinate the end-to-end recovery process for over-deductible claims submitted to Protection & Indemnity (P&I) Clubs, including documentation, reimbursement submissions, and follow-up.
Coordinate with P&I Clubs, brokers, and internal stakeholders to respond to inquiries, provide documentation, and help resolve disputed or outstanding recoveries.
Monitor and reconcile P&I receivable balances, investigate discrepancies and aging items, and support timely collection and accurate financial reporting.
Record reimbursements in Riskonnect and prepare journal entries for Cash Operations to account for incoming claim recoveries.
Identify recurring claim trends, coverage issues, or data gaps and escalate findings with recommendations to management.
Ensure accurate accounting treatment and general ledger coding of approximately $10 million in monthly insurance expense.
Monitor the wire transfer report and prepare journal entries to record insurance-related transfers.
Review, code, and create purchase orders to process invoices in a timely manner.
Perform other job-related duties as assigned.