Agri Business Underwriting Specialist

California Capital Insurance•Spokane, WA

4d•Hybrid

About The Position

This position operates as a technical underwriter specialist and is responsible for the evaluation of small to middle market risks within a defined business territory. Under general supervision, this position reviews individual submissions for Agri business lines of insurance to evaluate risk attributes, pricing, and business fit within Company guidelines and policies. This position is responsible for building strong agency relationships to develop new business opportunities; retain a strong renewal book of business and manage the overall book to profitability metrics. The Underwriting Specialist will typically work with top or middle tier agents as well as evaluate more complex and sophisticated commercial risks within the region. The Specialist is expected to make production calls and develop new business production. This assignment must adhere to underwriting guidelines for service and authority. This assignment may be directed to perform other underwriting duties including quality control, mentoring, territory analysis, and agency training.

Requirements

College degree (or equivalent experience) and five to ten years of progressively challenging experience writing small to medium sized small business and middle market risks as an agri business underwriter.
Demonstrated ability to apply sound underwriting principles and manage an underwriting workload with limited supervision.
Knowledge of underwriting principles, procedures, rules and regulations.
Knowledge of rating plans (ISO or similar) and agri business lines of coverage.
Knowledge of social, economic and competitive aspects of territory assigned.
Knowledge of national and local business conditions and trends.
Knowledge of underwriting and marketing philosophy and procedure.
Ability to correlate risk factors to underwriting standards to determine acceptance of risk.
Ability to produce accurately and consistently to meet deadlines within service and production standards.
Ability to analyze problems and develop effective solutions.
Ability to exchange ideas, information and influence others through effective communication.
Ability to function in a collaborative and positive team work environment.
Ability to demonstrate commitment to professional development to improve knowledge and skills to advance job performance.
Must maintain a valid drivers’ license and accommodate routine business travel.

Nice To Haves

Completion of technical insurance coursework preferred, such as AFIS, CPCU, AU, ARM, CRM or CIC.

Responsibilities

Evaluate small to middle market risks within a defined business territory.
Review individual submissions for Agri business lines of insurance to evaluate risk attributes, pricing, and business fit within Company guidelines and policies.
Build strong agency relationships to develop new business opportunities.
Retain a strong renewal book of business.
Manage the overall book to profitability metrics.
Make production calls and develop new business production.
Adhere to underwriting guidelines for service and authority.
Perform other underwriting duties including quality control, mentoring, territory analysis, and agency training.

Benefits

Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
Medical, dental, vision plans
One hundred percent covered plans
Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings
Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending
Health Savings (HSA)
Hospital Indemnity
Accidental Injury
Critical Illness
ARAG Legal Services
Norton LifeLock
Nine paid holidays, plus two floating holidays
Above and Beyond Reward Recognition Program
Kudos & Shout Out Points Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Base compensation
Salary Management
Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results.
Discount partnerships
Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance Educational reimbursement and bonus programs
Employee Referral Bonus Program
Home and Auto Insurance Discount Program.
Paid Volunteer Time
Retirement savings benefit (401k and Roth + match)
Health & Financial Wellness
Wellness platform, tools and events
Health Savings Account – match
Financial Wellness Resources