Ag/Commercial Banker - Salina, KS

Equity Bank•Salina, KS

2h•Onsite

About The Position

Equity Bank is hiring an Ag Commercial Banker for its Commercial Lending department. The role manages and services commercial customer relationships, develops new business, and provides banking products and services suited to customers’ needs. The banker is responsible for relationship growth, customer service, lending and deposit goals, profitability, credit quality, documentation, and ongoing risk management. The position works in an office setting and regularly uses computers and electronic media.

Requirements

Bachelor’s degree; equivalent experience may apply.
1–3 years of agricultural sales experience.
Excellent interpersonal skills and a professional manner.
Computer skills, especially the ability to work in Windows-based systems.
Maintain a working understanding of and comply with banking regulations, bank policies, and procedures.

Responsibilities

Manage and service assigned commercial customer relationships.
Build and retain client relationships through regular contact and strong customer service, while understanding clients’ businesses and risk profiles.
Follow bank policies and procedures when managing client relationships.
Meet or exceed assigned loan, fee income, and deposit growth goals.
Monitor market conditions and competitor impacts to maintain competitive and profitable relationships.
Maintain knowledge of commercial loans, treasury management, trade services, and deposit products to support cross-selling and customer experience.
Understand loan documentation and use it to mitigate bank risk.
Maintain and monitor a personal plan for growth goals and objectives.
Conduct an active, properly planned calling program for new business development.
Maximize customer profitability and meet the bank’s financial goals, including optimizing loan pricing, fee income, and deposit rates.
Maintain acceptable delinquencies, past dues, non-performing loans, criticized or classified assets, and credit and documentation exceptions.
Analyze credit risk, gather adequate information to assess risk, meet deadlines, and communicate potential credit downgrades promptly.
Produce consistent, high-quality credit analysis and risk management work.
Apply time management, organization, planning, and priority-setting skills to customer management and business development.
Use sound business judgment, technical underwriting knowledge, and problem-solving skills.
Cooperate with colleagues and contribute to a professional work environment; communicate concerns respectfully and act ethically.
Build customer rapport and meet customer expectations and requirements.