Actuary, Personal Lines Property Pricing - REMOTE

Nationwide Mutual Insurance•Des Moines, IA

7d•Remote

About The Position

Nationwide is hiring an Actuary, Personal Lines Property Pricing, to help shape pricing strategy, product innovation, and market performance for personal lines insurance. The role owns pricing strategy for a large, complex state and serves as an actuarial partner to pricing, analytics, product, and business teams. It applies actuarial analysis, market intelligence, competitor filings, and professional judgment to support pricing decisions and profitable growth. The position provides strategic technical expertise in actuarial methodologies and complex risk analysis. The actuary develops recommendations, resolves non-optimal results, documents methods and assumptions, and presents findings to technical and non-technical audiences, including senior leadership. The role advises on product development, coverage strategy, class-plan enhancements, endorsements, and new coverages; collaborates across teams; and may lead others directly or indirectly. This is a full-time individual-contributor opportunity that can be staffed fully remotely within the lower 48 U.S. states.

Requirements

Seven or more years of actuarial experience.
Actuarial designation required, generally FCAS.
Expert knowledge of actuarial business functions, statistical analysis methods, actuarial models, actuarial software, and databases.
Mastery of Microsoft Office products, analytical software, and programming languages.
Ability to exercise actuarial judgment, assess data and assumptions, resolve non-optimal results, and turn analysis into business recommendations.
Strong communication, collaboration, strategic-thinking, and problem-solving skills, including the ability to work across technical and business teams.
Ability to work independently and potentially lead others directly or indirectly.
Foundational knowledge of modeling software and ability to use or teach others.
Undergraduate degree in actuarial science, mathematics, statistics, data science, or a similar quantitative field is preferred.

Nice To Haves

Property & Casualty insurance, personal lines, pricing, or related actuarial experience.
Advanced analytics, predictive modeling, programming, and modeling-software experience.
Ability to connect actuarial analysis to pricing decisions, product strategy, customer needs, and profitable growth.

Responsibilities

Own pricing strategy for a large, complex state using actuarial analysis, market intelligence, competitor filings, and professional judgment.
Serve as a pricing subject-matter expert on class-plan enhancements, endorsements, new coverages, and broader personal lines product initiatives.
Partner with business stakeholders and analytics/modeling teams to interpret results, evaluate coverage and pricing alternatives, and recommend practical, profitable solutions.
Analyze internal loss experience and external market information to support price selection and identify opportunities to improve Nationwide’s offerings.
Translate complex actuarial findings into clear recommendations for technical and non-technical audiences, including senior leadership.
Conduct complex actuarial analyses by selecting appropriate data sources, making assumptions, and developing recommendations in accordance with actuarial standards.
Resolve unreasonable results and non-optimal solutions using experience and professional judgment.
Document assumptions, methods, sources, and considerations accurately and in an organized manner.
Develop cross-functional work plans, identify necessary business partners, and ensure accurate work products are delivered.
Develop new techniques for peer reviews and participate in peer reviews to provide guidance, collaboration, quality assurance, and innovation.
Build strategic business relationships across the organization to drive solution delivery.
Identify training gaps for new associates and develop solutions.
Use data-mining techniques to identify relationships in data and make recommendations based on findings.
Consult on new or enhanced product development, including data needs, coding implications, and proposal viability and profitability.
Prepare and present actuarial findings and documents suitable for technical and non-technical audiences at the OCFO leadership level.
May represent the company with regulators, auditors, and external vendors; may negotiate within defined parameters.
May recommend new software packages and contribute to the strategic direction of P&C actuarial work.

Benefits

Medical, dental, and vision coverage
Life insurance
Short- and long-term disability coverage
Paid time off, with newly hired associates receiving a minimum of 18 days per full calendar year, prorated quarterly based on hire date
Nine paid holidays
Eight hours of Lifetime paid time off
Eight hours of Unity Day paid time off
401(k) with company match
Company-paid pension plan
Business casual attire