Actuary, Personal Lines Property Pricing - REMOTE

Nationwide•Des Moines, IA

1d•$138,000 - $206,000•Remote

About The Position

Nationwide is seeking an experienced actuary to shape pricing strategy, product innovation, and market performance for personal lines insurance. The role owns pricing strategy for a large, complex state and serves as an actuarial pricing expert for class-plan enhancements, endorsements, coverages, and other product initiatives. The actuary partners with pricing, analytics, modeling, product, and business teams to assess results and recommend practical, profitable solutions. The position is an individual-contributor role that can be staffed fully remote. The successful candidate will provide leadership and expert direction for complex actuarial techniques, procedures, and risk analysis. They will develop recommendations from internal loss experience, external market information, and competitor filings; document analytical assumptions and methods; and communicate findings to technical and non-technical audiences, including senior leadership. The role also involves cross-functional work planning, peer review, product consultation, and contributing to strategic actuarial direction. The position reports to an Actuarial leader and is classified as exempt from overtime. The role is part of Nationwide’s Property and Casualty Actuarial team, which encourages innovation, continuous learning, peer collaboration, and use of modern actuarial tools and methodologies. The position may be filled within any of the lower 48 U.S. states. The national salary range is $138,000–$243,000, with an expected starting range of $138,000–$206,000; placement depends on factors including qualifications, role scope, location, and market conditions.

Requirements

Seven or more years of actuarial experience; Property & Casualty insurance, personal lines, pricing, or a related discipline is preferred.
Actuarial designation required, generally FCAS.
Strong or expert knowledge of actuarial methods, statistical analysis, pricing, actuarial models, databases, analytical tools, and actuarial software.
Mastery of Microsoft Office products, analytical software, and programming languages.
Ability to exercise actuarial judgment, assess data and assumptions, resolve non-optimal results, and turn analysis into business recommendations.
Strong communication, collaboration, strategic-thinking, and problem-solving skills, including the ability to work across technical and business teams.
Undergraduate degree in actuarial science, mathematics, statistics, data science, or a similar quantitative field is preferred.
Ability to work independently and potentially lead others directly or indirectly.
Demonstrated business perspective, customer focus, ability to deal with ambiguity, drive for results, learning, and analytical skills.

Nice To Haves

Experience in Property & Casualty insurance, personal lines, pricing, or a related discipline.
Advanced analytics, predictive modeling, programming, and modeling-software experience.
Ability to connect actuarial analysis to pricing decisions, product strategy, customer needs, and profitable growth.

Responsibilities

Own pricing strategy for a large, complex state using actuarial analysis, market intelligence, competitor filings, and professional judgment.
Serve as a pricing subject-matter expert for class-plan enhancements, endorsements, new coverages, and broader personal lines product initiatives.
Partner with business stakeholders and analytics/modeling teams to interpret results, evaluate coverage and pricing alternatives, and recommend practical, profitable solutions.
Analyze internal loss experience and external market information to support price selection and identify opportunities to improve Nationwide’s offerings.
Translate complex actuarial findings into clear recommendations for technical and non-technical audiences, including senior leadership.
Build cross-functional relationships and lead delivery through influence, collaboration, and expertise.
Conduct complex actuarial analyses by selecting appropriate data sources, making assumptions, evaluating results, and developing recommendations.
Resolve unreasonable results and non-optimal solutions using experience and professional judgment.
Document assumptions, methods, data sources, and considerations in an organized manner.
Prepare and present actuarial findings and documents for technical and non-technical audiences at the OCFO leadership level.
Develop cross-functional work plans, identify business partners needed for success, and ensure accurate work products are delivered.
Develop and implement techniques used in peer reviews; participate in peer reviews to provide guidance, collaboration, quality assurance, and innovation.
Build strategic business relationships across the organization to drive solution delivery.
Identify training gaps for new associates and develop solutions.
Use data-mining techniques to identify relationships in data and make recommendations based on findings.
Use and teach foundational modeling software; apply predictive modeling expertise and recommend software packages affecting long-term actuarial success.
Consult on new or enhanced product development, including data needs, coding implications, and proposal viability and profitability.
May represent the company with regulators, auditors, and external vendors, and may negotiate within defined parameters.
May perform other responsibilities as assigned.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Short- and long-term disability coverage
Paid time off, with newly hired associates receiving a minimum of 18 days per full calendar year, prorated quarterly based on hire date
Nine paid holidays
Eight hours of Lifetime paid time off
Eight hours of Unity Day paid time off
401(k) with company match
Company-paid pension plan
Business casual attire