About The Position

The Workers’ Compensation and Risk Specialist III is responsible for managing complex workers’ compensation claims and serving as a subject matter expert for the organization’s workers’ compensation program. This role leads high-exposure claim strategies, partners cross-functionally to reduce risk, and drives continuous improvement in claim outcomes, cost containment, and employee experience. The Specialist III also plays a key role in enterprise risk management initiatives and mentors junior team members.

Requirements

  • Advanced knowledge of workers’ compensation laws, claims handling, and injury management
  • Strong analytical and problem-solving skills with ability to interpret complex data
  • Demonstrated negotiation and influencing skills in high-stakes situations
  • Ability to manage ambiguity and lead through complex claim scenarios
  • Strong communication and stakeholder management skills
  • Advanced proficiency in claims systems, RMIS, and Microsoft Office tools
  • Bachelor’s degree or equivalent experience required
  • 5–8 years of workers’ compensation or risk management experience required
  • Experience handling high-volume and high-complexity claims environments required

Nice To Haves

  • Professional certification (e.g., CPCU, ARM, AIC, or Workers’ Compensation certification) preferred

Responsibilities

  • Manage the full lifecycle of workers’ compensation claims, including complex, high-exposure, litigated, and multi-jurisdictional cases
  • Serve as escalation point for challenging claims, providing guidance on compensability, reserves, and settlement strategy
  • Develop and implement claim strategies to optimize outcomes, minimize risk exposure, and control total cost of risk
  • Lead regular claim reviews with TPAs, carriers, and internal stakeholders to ensure proactive claim handling
  • Establish appropriate reserves and approve settlements within expanded authority guidelines
  • Identify trends, root causes, and opportunities for systemic improvements in claim handling
  • Act as a trusted advisor to HR, Operations, Safety, and Leadership on workers’ compensation matters
  • Partner with safety teams to identify injury trends and implement prevention strategies
  • Lead return-to-work program effectiveness, including modified duty strategy and vendor optimization
  • Ensure compliance with all state workers’ compensation laws and OSHA requirements
  • Provide guidance during audits, litigation, and regulatory inquiries
  • Support and influence enterprise risk management initiatives related to occupational risk
  • Analyze claim data and produce insights to inform leadership decision-making
  • Recommend process improvements, automation opportunities, and policy enhancements
  • Participate in insurance renewal strategy, including providing loss data analysis and insights
  • Mentor and provide guidance to Specialist I and II roles
  • Support onboarding and training of new team members
  • Lead or contribute to cross-functional projects and initiatives
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