VP, Credit Administrator

Axos Bank • Jacksonville, FL

11h • Onsite

About The Position

The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers. This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.

Requirements

• Bachelor's degree
• 7+ years of experience with a focus in one or more of the following areas: Credit Risk Management, Credit Administration, Commercial Lending, Special Assets
• Excellent knowledge of commercial credit framework, and basic commercial credit legal documentation principles
• Excellent Credit Analysis skills

Nice To Haves

• Existing single signature credit authority is a plus
• Existing equipment leasing experience highly preferred

Responsibilities

• Manages credit requests from origination to approval
• Performs pre-approval and post-approval activities
• Prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties
• Prepares loan offerings for all types of transactions at any level of complexity
• Adheres to specific service level agreements, underwriting credit policies, and risk management guidelines to ensure requests have been appropriately structured and underwritten within the context of existing credit or syndication policies
• Uses independent judgement to identify risks
• Provides recommendations for credit decisions and structuring
• Performs ongoing credit risk management
• Identifies or confirms all external regulatory requirements
• Ensures internal policies/procedures are followed

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Manager