Credit Administrator

Glacier Bancorp, Inc.•Spokane, FL

4d•Hybrid

About The Position

The Credit Administrator is responsible for assisting the Chief Credit Officer in ensuring the overall performance of the Banks loan portfolio and supporting loan officers with credit, Special asset management and past due loan management. The position will evaluate and approve/decline credit requests, for assigned lenders and/or loan types, that exceed their signing authority. Responsibilities include monitoring the credit quality of assigned portfolios to help ensure that established risk parameters are being adhered to, ensuring compliance with all regulatory and credit policies of the Bank, providing assistance to lending officers in managing credit risk and assisting with the development of Commercial Banking Officers, credit analysts and any other colleague involved in the evaluation of credit. Reviews and evaluates the most complex credits. Acts as a technical expert for complex credit products.

Requirements

Minimum 10 years banking and/or commercial lending experience, with lending approval.
A four-year degree is required.
Experience working in Special Assets
Accuracy with Financial Calculations.
Excellent communication and interpersonal skills.
Ability to solve practical problems and deal with a variety of situations exercising flexibility and sound judgment.
Strong organizational and time management skills are essential.
Proficiency in keyboarding and Microsoft Office products (Word, Outlook, Excel, PowerPoint).
Ability to work flexible hours as needed, a minimum of 3 days per week onsite.

Nice To Haves

Experience with constructions and AG lending preferred.

Responsibilities

Support lenders with Special Assets management
Support lenders with Past Due loan management
Portfolio review and analysis
Reviewing Problem Loan Reports
Review Credit Memos
Evaluate and approve/decline credit requests, for assigned lenders, that exceed their signing authority, up to the credit administrators loan authority.
Monitor the overall credit quality process of the bank portfolio, through problem loan reports, semi-annual ADC reviews, OREO/OPPA reporting and other timely loan reporting requirements.
Review and evaluate the most complex, larger credits and work with loan officers to ensure loan reports are accurate and complete by providing and clearing review notes, prior to submission to the CCO and/or loan committee.
Coordinate and conduct ongoing training for the development of Commercial Banking Officers, credit analysts and any other colleague involved in the origination and managing of credit.
Provides ongoing assistance and advice to Commercial Relationship Officers, credit analysts and any other colleagues involved in the evaluation and structuring of loans, keeping the banks best interest in mind.
Utilizes existing bank analytical tools, and devises or recommends revision to improve efficiencies and enhance the accuracy in loan underwriting and ongoing credit management.
Manages the internal and external loan review process including working with the reviewers and the loan staff to ensure accurate and timely responses.
Manage Quality Control (QC) process including working with the QC team and the loan staff to ensure accurate and timely responses.
Work with the CCO and other Credit Administrative Team members to manage special assets.
Adhere to Wheatland Bank Core Values
Keep management informed of area activities and any significant problems
Provide exceptional customer service to all customers, both internal and external.
Represent Wheatland Bank in a Professional fashion to include; professional image, confidentiality, regular and consistent attendance, punctual.