Credit Administrator

AgGeorgia Farm Credit • GA, GA

2d • Onsite

About The Position

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team today and grow with us! AgGeorgia Farm Credit prides itself to be a caring, family-oriented culture that promotes a positive work environment. If you are a highly motivated individual looking to serve the community you work in, check us out! The Credit Administrator will work with us at any of our locations across the state of Georgia.

Requirements

• Education and/or experience equivalent to a bachelor’s degree in Agriculture, Finance, accounting, business, or related field.
• A thorough knowledge of Farm Credit lending and operational policies, procedures, and philosophies.
• An in-depth knowledge of area agribusiness and production agriculture.
• Superior communication skills including writing and public speaking.
• Superior interpersonal skills and the ability to interact with a diverse mix of customers, prospects, Farm Credit employees, directors, and external contacts.
• Ability to work independently and to prioritize and properly manage complex problems, situations, and assignments.
• Knowledge of emerging trends in agribusiness and production agriculture.
• Knowledge of regional trends in land values, timber values and equipment values.

Nice To Haves

• Minimum of 10 years’ experience is preferred in Farm Credit with a concentration in credit and credit/supervision in most recent positions.

Responsibilities

• Manages the underwriting process and team for assigned segment
• Coordinates and ensures sound credit underwriting using complete documentation and analysis, appropriate servicing in accordance with overall objectives of the association. Recommends and ensures that the underwriting process is in compliance with credit policies, procedures, and standards. Makes decisions on large and complex loans.
• Manages approval process on assigned loan committees
• Responsible for loan and loan servicing actions requiring approval to ensure quality of presentation and assignment of committee. Responsible in using available resources to obtain timely and efficient responses.
• Staff supervision and training
• Coordinates, mentors and trains staff in all areas of credit underwriting using present and future technology and basic and advanced analysis.
• Other assigned responsibilities
• Assists Chief Credit Officer in areas of loan classification, risk rating, numerous reports and special assigned projects.

Benefits

• Comprehensive medical coverage and additional options for dental and vision benefits.
• Flexible spending and health savings accounts.
• 401(k) Plan with a 100% match up to 6% of pay, with an automatic company contribution.
• Tuition reimbursement program.
• Generous annual leave and sick leave benefits.
• Company paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior