Vice President, Risk Management & Insurance

Cardinal Group Companies•Denver, CO

1d•$190,000 - $220,000•Hybrid

About The Position

The VP of Risk and Insurance is a strategic leadership role responsible for protecting the organization’s assets, employees, and profitability through sophisticated risk financing and insurance programs. You will oversee a complex portfolio focusing heavily on Property & Casualty, Workers' Compensation, and specialized Property Management liabilities. You will be the architect of our insurance strategy, ensuring our coverage scales at the same velocity as our portfolio acquisitions.

Requirements

12-15+ years in Risk Management or Commercial Insurance, ideally within the Real Estate or Property Management industry.
Bachelor’s degree in Finance, Risk Management, or Law.
ARM (Associate in Risk Management), CPCU (Chartered Property Casualty Underwriter), or CRM (Certified Risk Manager).
Proven ability to navigate the London or domestic markets to secure complex multi-layer property placements.
Deep understanding of actuarial reports, loss triangles, and the impact of insurance premiums on property-level NOI (Net Operating Income).

Nice To Haves

MBA or Juris Doctor (JD) is a plus.

Responsibilities

Architect and manage the annual renewal of all corporate and property-level insurance programs (Property, GL, D&O, E&O, Cyber, Umbrella).
Lead the relationship with external brokers and carriers to ensure highly competitive pricing, optimal coverage terms, and innovative risk-transfer solutions.
Maintain and optimize a Master Insurance Program for a multi-state residential/commercial portfolio, ensuring seamless onboarding of new acquisitions.
Proactively manage the Workers’ Comp program across all states to drive down the E-Mod factor through safety initiatives and aggressive return-to-work programs.
Oversee the claims management process for high-value claims, working with TPAs (Third Party Administrators) to ensure reserves are accurate and files are closed efficiently.
Oversight of tenant liability and Renter’s Insurance programs to mitigate property-level exposure.
Partner with the Legal and Transitions teams to review vendor contracts, management agreements, and leases to ensure appropriate indemnification and insurance requirements are in place.
Lead the organization in identifying emerging risks (e.g., climate risk, regulatory changes, or cyber-attacks) and develop mitigation strategies.
Act as a key member of the executive crisis response team, providing the "Risk Lens" during natural disasters, significant property losses, or litigation.
Implement and oversee an RMIS to track loss trends, loss runs, and exposure data.
Use historical loss data to forecast future losses and advise the CFO on self-insured retention (SIR) levels or captive insurance feasibility.