Vice President of Credit
About The Position
Native American Bank (NAB) is seeking a Vice President of Credit to lead its credit department. Founded in 2001, NAB is the first national Native-owned community development bank in the country. It has lent more than $400 million to Native entrepreneurs, tribes, tribal housing authorities, and Alaska Native corporations, with roughly half supporting projects on reservation lands. The bank holds an “Outstanding” CRA rating and aims to reach $1 billion in assets. The Vice President of Credit will guide commercial credit decisions, oversee portfolio risk, develop the credit team, and provide credit-risk reporting to senior management and the board. This hybrid position is based in Denver, Colorado, and reports to the Chief Credit Officer. Sponsorship is not available; applicants must be in the United States and legally authorized to work there.
Requirements
- At least 10 years of credit experience, including time in a leadership role.
- Deep expertise in commercial credit analysis, financial statement analysis, loan documentation, and credit administration.
- Strong command of banking regulations, with hands-on experience supporting exams and audits.
- Clear communication skills and the ability to turn credit data into actionable recommendations for executives and the board.
- Bachelor’s degree in finance, accounting, or a related field.
- Must be in the United States and legally authorized to work there; sponsorship is not available.
Nice To Haves
- Master’s degree preferred.
Responsibilities
- Lead and develop the credit department by setting goals and building a collaborative, high-performing team.
- Oversee commercial underwriting, loan structuring, and covenant setting to ensure sound, policy-compliant credit decisions.
- Monitor portfolio performance and concentration risk, and help manage the problem loan portfolio.
- Partner with the Chief Credit Officer on credit policy, loan loss allowance, and preparation for regulatory exams and audits.
- Deliver regular credit risk reporting to senior management and the board.
- Lead process and systems improvement projects.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Health savings account (HSA) with company contribution
- 401(k) match
- Employer-paid life insurance
- Short- and long-term disability insurance
- Paid time off (PTO)
- Volunteer time off
- RTD EcoPass
- Pet insurance
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What This Job Offers
Job Type
Full-time
Career Level
Senior
