Vice President, Infrastructure & Project Finance Credit Officer

Lloyds Banking Group•New York, NY

1d•Onsite

About The Position

Lloyds Banking Group is a leading global project finance bank with a growing presence in the US. The Infrastructure & Project Finance Credit (“I&PF Credit”) team is the second line of defense within Corporate Institutional Banking Credit, responsible for the independent credit analysis of facilities provided to counterparties in the infrastructure and project finance sectors, focusing on Renewables, PFI/PPP, and Economic and Digital Infrastructure. The team aims to be a best-in-class credit function supporting a market-leading franchise and new growth opportunities. With ambitions to substantially grow its NY presence in the coming 3-4 years, the I&PF Credit team is expanding through the addition of a Vice-President (Credit Officer) role in the NY office. This role will facilitate the ongoing management of the existing portfolio and the continued growth of the franchise, working closely with credit teams in NY and London, as well as first line/origination colleagues.

Requirements

5-10 years of experience in a relevant field or similar financial institution.
Degree in a relevant field from a recognized university or equivalent.
Existing credit risk management experience in the US infrastructure and project finance sector (including renewables).
In-depth technical understanding of the infrastructure and project finance sectors.
Well-developed communication and influencing skills.
Ability to challenge the status quo.
Comfortable making and explaining decisions.
Ability to balance conflicting demands while delivering to tight timescales.
Ability to quickly learn and adapt to new challenges.
Sound judgment.
Strong decision-making skills.
Good attention to detail.
Ability to collaborate.
Good line management skills.
A passion for the asset classes covered.

Nice To Haves

Professional certifications relevant to the role are a plus.

Responsibilities

Liaise with asset managers, originators, relationship managers, product partners, clients, and shape structured credit proposals to maintain an acceptable balance of risk and reward.
Oversee and support the team in conducting independent credit assessments for presentation to approvers in New York and London, involving analysis of company-prepared information, technical and market due diligence, and identification of key strengths and risks.
Monitor and control credit exposures to identify increases to the risk profile, communicating with senior Risk colleagues, approvers, and other interested parties, ensuring compliance with Lloyds policy and regulatory requirements.
Guide and support the team in undertaking customer, sector, and market research to ensure assessments have an external dimension.
Apply sound judgment to ensure relevant material is included when evaluating lending proposals, including sensitivity analysis of cash flow models.
Lead the production of periodic sector and policy reviews.
Maintain records to satisfy internal and external requirements, particularly relating to data quality and statutory reporting.
Assess proposed transactions against Group Policy and supervise the deal origination team in the same respect.
Work in a high profile and demanding environment committed to delivering core positive group values, motivating others to embrace innovation and simplify ways of working across teams.

Benefits

Comprehensive health coverage with multiple medical plan options, including an HSA-eligible plan with company contributions.
Dental insurance.
Vision insurance.
24/7 virtual care.
401(k) with company match and discretionary contribution.
Company-paid life insurance.
Short-term disability coverage.
Long-term disability coverage.
Paid family leave.
Backup child care.
Backup elder care.
Employee assistance programs.
Identity theft protection.
Fitness programs.
Gym reimbursement options.
Pet insurance.
Group legal services.
Ongoing training.
Development opportunities.
Mentoring.
Networking opportunities.
Opportunities to give back through volunteering and fundraising initiatives.