Vice President, Infrastructure & Project Finance Credit Officer

Lloyds Banking Group • New York, NY

1d • Onsite

About The Position

Lloyds Banking Group is a leading global project finance bank, with a growing presence in the US. The Infrastructure & Project Finance Credit (I&PF Credit) team is the second line of defense within Corporate Institutional Banking Credit, responsible for the independent credit analysis of facilities for counterparties in the infrastructure and project finance sectors. The team focuses on Renewables, PFI/PPP, and Economic and Digital Infrastructure. The role is based in New York and supports the growth of the I&PF franchise in the US, working closely with credit teams in New York and London, as well as first line/origination colleagues. The successful candidate will help manage the existing portfolio and contribute to the continued growth of the franchise.

Requirements

• 5-10 years of experience in a relevant field or similar financial institution.
• Degree in a relevant field from a recognized university or equivalent.
• Existing credit risk management experience in the US infrastructure and project finance sector (including renewables), with an in-depth technical understanding of these sectors.
• Well-developed communication and influencing skills.
• Ability to challenge the status quo and be comfortable making and explaining decisions.
• Ability to balance conflicting demands while delivering to tight timescales.
• Ability to quickly learn and adapt to new challenges.
• Sound judgment, strong decision-making skills, good attention to detail, ability to collaborate, good line management skills, and a passion for the asset classes covered.

Nice To Haves

• Professional certifications relevant to the role are a plus.

Responsibilities

• Liaise with asset managers, originators, relationship managers, product partners, clients, and shape structured credit proposals to maintain an acceptable balance of risk and reward.
• Oversee and support the team in conducting independent credit assessments for presentation to approvers in New York and London, analyzing company-prepared information, technical and market due diligence, and identifying key strengths and risks. This includes new business, increased lending, variations from existing terms, restructures, and annual credit reviews.
• Monitor and control credit exposures to identify increases in the risk profile, communicating with senior Risk colleagues, approvers, and other interested parties, ensuring compliance with Lloyds policy and regulatory requirements.
• Guide and support the team in undertaking customer, sector, and market research to ensure assessments have an external dimension, applying sound judgment to evaluate lending proposals, including sensitivity analysis of cash flow models.
• Lead the production of periodic sector and policy reviews.
• Maintain records to satisfy internal and external requirements, particularly relating to data quality and statutory reporting.
• Assess proposed transactions against Group Policy and supervise the deal origination team in the same respect.

Benefits

• Comprehensive health coverage with multiple medical plan options, including an HSA-eligible plan with company contributions, plus dental, vision, and 24/7 virtual care.
• Strong financial benefits including a 401(k) with company match and discretionary contribution, company-paid life insurance, and short- and long-term disability coverage.
• Family and life support such as paid family leave, backup child and elder care, employee assistance programs, and identity theft protection.
• Wellness and lifestyle benefits including fitness programs, gym reimbursement options, pet insurance, and group legal services.
• Ongoing training, development, mentoring, and networking opportunities.
• Opportunities to give back through volunteering and fundraising initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Number of Employees: 1,001-5,000 employees