Vice President, Credit Officer-Fund Finance

Lloyds Banking Group • New York, NY

5d

About The Position

The Credit Officer will join the Financial Sponsors North America Credit team within the broader Financial Institutions Credit Risk team. The role manages a portfolio of counterparties and supports Fund Finance facilities for top-tier Private Equity, Secondaries, and Private Debt Managers. The Credit Officer prepares credit submissions for annual reviews and new business transactions, presents submissions to sanctioning officials for approval, leads client credit due diligence, and helps shape deal structures. The role also contributes to disciplined growth in other lending products, oversight of the FX book, ad hoc projects, and improvements to Financial Institutions Credit processes.

Lloyds North America is part of Lloyds Banking Group and serves large Corporate and Institutional clients from its New York office. Its products include lending, trade finance, working capital solutions, debt capital, and financial markets services through Lloyds Securities Inc.

Requirements

• Strong credit experience, including the ability to analyze credit risk and shape and challenge deal structures.
• Bachelor’s degree in Finance or a related field.
• Experience in the financial services industry, specifically banking.
• Comprehensive knowledge of banking and related products, applicable regulations, and lending and credit approval processes.
• Knowledge of the Financial Sponsors sector, including trends, horizon risks, and regulation.
• Exceptional organizational skills, including the ability to manage competing requests, prioritize work, meet deadlines, and flag when help is needed.
• Ability to work collaboratively in a dynamic, fast-paced environment, coordinate multiple work streams, and deliver against tight timelines.
• Ability to build and maintain trusting stakeholder relationships and use influencing and negotiating skills to accomplish business objectives.
• Strong collaboration and communication skills, including the ability to align cross-functional stakeholders and communicate complex concepts to senior audiences.

Nice To Haves

• Four or more years of Fund Finance credit risk management experience, through either first-line or second-line defense, is strongly preferred.
• Understanding of derivative products, particularly FX, lending products, and associated legal documentation.
• Familiarity with and willingness to implement AI tools.

Responsibilities

• Manage the credit quality of the Financial Sponsors portfolio while supporting Fund Finance facilities for top-tier Private Equity, Secondaries, and Private Debt Managers.
• Contribute to disciplined growth in lending products, including LP-backed subscription facilities, gearing, liquidity, and GP support facilities.
• Help oversee the FX book to support the business in providing hedging solutions to clients.
• Lead client due diligence meetings and help shape deal structures.
• Prepare credit submissions for annual reviews and new business transactions, and present them to sanctioning officials for approval.
• Contribute to ad hoc projects and the broader Financial Institutions Credit process efficiency drive.

Benefits

• Comprehensive health coverage with multiple medical plan options, including an HSA-eligible plan with company contributions, dental, vision, and 24/7 virtual care.
• 401(k) with company match and discretionary contribution.
• Company-paid life insurance and short- and long-term disability coverage.
• Paid family leave, backup child and elder care, employee assistance programs, and identity theft protection.
• Fitness programs, gym reimbursement options, pet insurance, and group legal services.
• Ongoing training, development, mentoring, and networking opportunities.
• Opportunities to participate in volunteering and fundraising initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior