Vice President, Counterparty Risk & Corporate Credit Analysis
About The Position
The Vice President, Counterparty Risk & Corporate Credit Analysis is responsible for ongoing assessment, monitoring, and management of counterparty credit risk associated with originators, servicers, and other transaction counterparties. The role evaluates counterparties’ financial and operational strength, monitors credit exposure and covenant compliance, and identifies emerging risks that could affect transaction performance. The position conducts financial and operational surveillance, assesses creditworthiness and servicing capabilities, and prepares credit reviews and risk assessments for senior management and credit committees. It partners with business, risk, legal, and compliance teams on transaction approvals, counterparty onboarding, and ongoing oversight, while contributing to the development of counterparty risk policies, procedures, and surveillance frameworks.
Requirements
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- 7–12+ years of experience in Counterparty Credit Risk, Corporate Credit Analysis, Credit Risk Management, Corporate Banking, Structured Finance, ABS/CMBS Surveillance, or Credit Research.
- Strong experience monitoring financial covenants, liquidity, and ongoing credit performance.
- Understanding of structured finance counterparties, loan servicers, asset managers, broker-dealers, banks, and other financial institutions.
- Experience evaluating operational and servicing performance, particularly within lending, securitization, structured products, or asset management platforms.
- Advanced financial statement analysis and credit memorandum writing skills.
- Familiarity with rating agency methodologies and internal credit rating frameworks.
Responsibilities
- Conduct ongoing credit surveillance and monitoring of corporate and counterparty exposures, assessing financial strength, liquidity, leverage, capital adequacy, and overall creditworthiness.
- Review and analyze quarterly and annual financial statements, earnings releases, regulatory filings, and management reporting packages.
- Monitor financial performance trends and liquidity metrics to identify potential credit-quality deterioration or emerging risks.
- Monitor compliance with financial covenants and reporting requirements, and identify and escalate potential covenant breaches.
- Periodically reassess internal counterparty and credit risk ratings based on financial performance, market developments, and qualitative risk factors.
- Evaluate the impact of changing economic, industry, regulatory, and business conditions on counterparty and corporate credit risk profiles.
- Assess counterparties’ servicing and operational capabilities, including collection performance, delinquency management, default trends, workout strategies, and loss mitigation practices.
- Monitor management, ownership, operational, and strategic changes that could affect a counterparty’s financial condition or risk profile.
- Conduct sector and peer analysis to benchmark performance and identify relative strengths and weaknesses.
- Prepare detailed credit reviews, surveillance reports, and risk assessments for presentations to senior management and credit committees.
- Partner with business, risk, legal, and compliance teams to support transaction approvals, counterparty onboarding, and ongoing risk oversight.
- Recommend risk mitigation strategies, exposure limits, and monitoring enhancements where appropriate.
- Support the development and refinement of counterparty risk management policies, procedures, and surveillance frameworks.
- Perform other related duties as required to meet the organization’s ongoing needs and participate in additional trainings.
Benefits
- PTO
- Paid holidays
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- 401(k)
- Certain positions may be eligible for a discretionary bonus, subject to program guidelines, position eligibility, and senior management approval.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
