Vice President, Actuarial & Risk Management

Hudson Automotive Group•Charleston, SC

About The Position

Excela Protect is seeking a Vice President, Actuarial & Risk Management to build and scale the actuarial function within its specialty warranty and vehicle protection business. This hands-on leadership role reports to the President. Initially, the role combines executive-level leadership with direct analytical work, with responsibility for defining the team and resources needed as the function grows. The position has independent authority over actuarial methods, assumptions, routine pricing and reserve recommendations, and the authority to pause and escalate decisions that create material risk. Material pricing actions, reserve changes, and risk limits are developed jointly with business leaders, with final approval resting with executive leadership, the Board, or a designated committee.

Requirements

Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, or a related quantitative field.
Significant progressive actuarial leadership experience with enterprise-level accountability for pricing, reserving, rate adequacy, portfolio performance, and governance.
Experience advising senior executives and presenting findings that shape strategy.
Advanced Excel and SQL skills.
Ability to evaluate insurance-company economics, capital requirements, and reinsurance structures, through direct captive experience or by working with external specialists.
Clear communication, executive presence, and the ability to influence senior leaders.

Nice To Haves

ACAS, ASA, or equivalent actuarial credential; FCAS or FSA, or active progression toward it, preferred.
Power BI, Tableau, Python, or R.
Experience in F&I, vehicle protection, warranty, GAP, insurance-adjacent products, or P&C insurance.

Responsibilities

Set enterprise actuarial and risk strategy, and own pricing methodologies, reserve frameworks, and governance standards.
Direct reserve adequacy reviews and oversee profitability, loss ratios, claim trends, and concentration risk.
Recommend risk appetite, performance thresholds, and corrective-action triggers.
Lead actuarial due diligence on significant new clients, products, and partnerships.
Partner with Underwriting, Finance, Product, Operations, Analytics, and Business Development on material decisions.
Support planning, forecasting, and scenario analysis.
Help form and grow future insurance structures, including captives, taking on more internal oversight as they mature.
Present findings to executive leadership in clear business terms and serve as the senior actuarial expert with auditors, clients, and other stakeholders.