Underwriting Team Lead

Gallagher•Towson, MD

2d•Hybrid

About The Position

At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher.

Requirements

Bachelor's degree
7 years experience with Broker or Carrier side with focus on Health and Benefits.
Working knowledge of Microsoft Windows applications and Microsoft Office.
High degree of understanding of employee benefits funding mechanisms.
Must be familiar with carrier reporting systems.
Be able to effectively articulate the format, content, and logic of all underwriting tools and client reports.

Nice To Haves

Microsoft Excel expertise.
Effective negotiation skills.
Knowledgeable in using various analytical approaches to problem solving.

Responsibilities

Provide guidance and assistance to account teams and clients by using financial decision making tools.
Conduct client facing meetings when appropriate, to speak effectively on behalf of the underwriting team regarding core services.
Act as a mentor/coach to analyst and consulting positions.
Analyze data from carriers on clients of high complexity and provide recommendations to account management teams or to clients in order to effectively negotiate rates and funding levels.
Evaluate and present monthly, quarterly and annual reports that measure client financial status, track expenses by product line, renewal projections, funding levels and rates, etc. to the Account management teams and to clients when necessary.
Evaluate, assign, monitor and peer review reports generated by underwriting team subordinates.
Operate as a consultant to internal staff as well as clients, assisting clients with a range of complex issues and needs.
Provide underwriting analysis services to internal staff and to clients according to their needs and strategic interests, assisting in retaining clients.
Assist in the sales process through production of financial projections on large accounts and related underwriting analysis.
Oversee coordination of and help conduct underwriting team training programs for staff / clients.
Serve as a resource to branch office staff in order to contribute toward measurable ROI of services and retention of clients.
Mentor, assist, educate and support the development of other staff members.
May operate in leadership role by managing projects and being responsible for subordinates in the team.
Concisely present strategic plans and negotiate effectively in all arenas, including carriers.

Benefits

Medical/dental/vision plans, which start from day one!
Life and accident insurance
401(K) and Roth options
Tax-advantaged accounts (HSA, FSA)
Educational expense reimbursement
Paid parental leave
Digital mental health services (Talkspace)
Flexible work hours (availability varies by office and job function)
Training programs
Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
Charitable matching gift program