Underwriting Team Lead

CRC Group•San Antonio, TX

1d•Onsite

About The Position

The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.

Requirements

Bachelor’s degree in Business, Finance, Insurance, or a related field preferred
Extensive experience within underwriting, including commercial or specialty lines
Proven leadership experience managing underwriting teams and driving performance outcomes
Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management
Relevant certifications such as CPCU or equivalent professional designations preferred.
Appropriate state-specific insurance licenses required based on role responsibilities.
Advanced expertise in underwriting, risk selection, and portfolio management
Strong leadership and people management capabilities across underwriting teams
Financial acumen, including ability to analyze portfolio performance and profitability drivers
Strategic thinking and ability to translate market insights into underwriting action
Strong negotiation and relationship management skills with brokers and market partners
Proficiency in underwriting systems, tools, and data analytics to support decision-making

Responsibilities

Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure
Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements
Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives
Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes
Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios
Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives
Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression
Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy