Underwriting Team Lead

CRC Group • Mobile, AL

4d

About The Position

The Lead Underwriter leads underwriting operations within a specialized segment and drives profitability through strategic risk selection and portfolio management. The role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. It balances underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.

The position requires advanced underwriting, risk-selection, and portfolio-management expertise; leadership and people-management capabilities; financial acumen; strategic thinking; and strong negotiation and relationship-management skills. It also uses underwriting systems, tools, and data analytics to support decision-making.

Requirements

• Extensive experience within underwriting, including commercial or specialty lines.
• Proven leadership experience managing underwriting teams and driving performance outcomes.
• Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management.
• Advanced expertise in underwriting, risk selection, and portfolio management.
• Strong leadership and people-management capabilities across underwriting teams.
• Financial acumen, including the ability to analyze portfolio performance and profitability drivers.
• Strategic thinking and the ability to translate market insights into underwriting action.
• Strong negotiation and relationship-management skills with brokers and market partners.
• Proficiency in underwriting systems, tools, and data analytics to support decision-making.
• Appropriate state-specific insurance licenses based on role responsibilities.

Nice To Haves

• Bachelor’s degree in Business, Finance, Insurance, or a related field preferred.
• Relevant certifications such as CPCU or equivalent professional designations preferred.

Responsibilities

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure.
• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements.
• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk-management objectives.
• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes.
• Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios.
• Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives.
• Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression.
• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy.

Benefits

• Eligible full-time teammates have access to medical, dental, vision, life, disability, and AD&D insurance.
• Tax-advantaged savings accounts.
• 401(k) plan with company match.
• Paid time off programs, including company holidays, vacation, and sick days.
• New parent leave.
• Eligible positions may qualify for restricted stock units and/or a deferred compensation plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed