Underwriting Director, Excess Casualty

IAT Insurance Group•Scottsdale, AZ

1d•$82,960 - $180,450•Hybrid

About The Position

IAT Insurance Group is hiring an Underwriting Director to underwrite excess casualty business in the West region, with a strong emphasis on building and managing relationships with wholesale partners. The role is suited to candidates with West Coast market experience and a track record of developing a profitable middle-market book, particularly accounts with premiums over $40,000 and low-frequency, moderate-severity exposures. The position requires balancing speed to market with disciplined coverage evaluation and pricing. The role is based in Scottsdale, Arizona, or Pasadena, California. Western region remote work may be considered for the right candidate. The regular hybrid schedule requires working in the office Monday through Wednesday, with the option to work remotely Thursday and Friday. The Underwriting Director underwrites and produces profitable business within granted authority and company goals, applies underwriting guidelines and regulatory requirements, evaluates risk information, maintains and develops agency relationships, and supports territory performance through market knowledge and data. The position also communicates product capabilities to distribution partners and provides prompt service to internal and external customers.

Requirements

Bachelor’s degree and at least 12 years of relevant experience, or equivalent experience; the posting defines equivalent experience as 16 years of relevant commercial insurance experience.
Knowledge of Excess and Surplus.
Ability to apply loss development and advanced loss analysis concepts to price risks optimally.
Ability to use coverage features, deductibles, or reinsurance creatively on individual risks to achieve company objectives.
Agency management experience.
Strong math aptitude and excellent verbal communication, written communication, interpersonal, and negotiating skills.
Knowledge of various computer and internet-based programs and PC literacy, including spreadsheet use.
Must be authorized to work in the United States and must not require visa sponsorship now or in the future.

Nice To Haves

Wholesale surplus lines experience.
CPCU, ARM, or AU industry designation.
INS21, INS22, and INS23 or equivalent.
Eight or more years of experience in Commercial Insurance.

Responsibilities

Underwrite and produce profitable business within granted authority and consistent with company goals.
Maintain agency relationships, develop new relationships, and recognize when a relationship should cease; contribute to accomplishing that transition amicably when necessary.
Follow company underwriting guidelines, processes, tools, individual authority, and applicable regulatory and compliance requirements in risk analysis and underwriting decisions.
Evaluate insurance applications, websites, inspection reports, loss information, financial data, and third-party data to make appropriate risk/reward decisions.
Communicate information and ideas clearly through spoken, written, and electronic means.
Demonstrate and effectively communicate an understanding of products and services.
Provide prompt and courteous responses to internal and external customers.
Engage with distribution to market the company's capabilities, benefits, and features, and identify new opportunities.
Use metrics and data to improve territory performance.
Understand market and industry issues, trends, and competitors.
Perform other duties as needed.