Underwriter

Honda Federal Credit Union•Marysville, OH

4h•Onsite

About The Position

Within authorized authority, HFCU policy, state and federal law, this position provides expertise in underwriting, structuring, documenting, approving or denying member loan requests for all non-real estate loans including credit cards, personal loans, boat, RV, auto and indirect loans.

Requirements

High school diploma or General Education degree
Two years related experience and/or relevant training
Working knowledge of state and federal Lending regulations
Computer skills: knowledge of Microsoft office suite
Reasoning ability to structure loan offers, understand regulations, policies and procedures
Member service and communication skills
Negotiation skills
Analytics and creative reasoning

Responsibilities

Underwrite loan applications by reviewing member information, analyzing credit bureaus, verifying collateral value, and determining the overall ability for the member to repay
Review and decision indirect loan applications with professional and courteous dealer interaction
Provide timely cross-sale information, counter offers, credit line reviews/closures to internal team
Ongoing education and training

Benefits

Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
Paid Overtime
Regional Bonus (when applicable)
Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
Paid time off, including vacation, holidays, shutdown
Company Paid Short-Term and Long-Term Disability
401K Plan with company match + additional contribution
Relocation assistance (if eligible)
Advancement Opportunities
Career Mobility
Education Reimbursement for Continued Learning
Training and Development programs
Tuition Assistance & Student Loan Repayment
Lifestyle Account
Childcare Reimbursement Account
Elder Care Support
Wellbeing Program
Community Service and Engagement Programs
Product Programs