Underwriter

Sentara HospitalsMiami, FL
Remote

About The Position

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with insuring individuals or businesses. This role involves reviewing applications for insurance coverage, determining the terms and conditions of policies, and making decisions about whether to approve or decline coverage based on risk assessments and company guidelines. The Underwriter utilizes statistical data, financial statements, and other relevant information to make informed decisions, ensuring that policies are both competitive and profitable for the organization.

Requirements

  • Bachelor's Level Degree REQUIRED
  • 2 years experience in health underwriting REQUIRED
  • Must have experience in large group underwriting (51+ employees).

Nice To Haves

  • Experience in prospect rating
  • Experience in renewal rating
  • Experience in self-funding

Responsibilities

  • Evaluating, assessing, and managing risk associated with insuring individuals or businesses.
  • Reviewing applications for insurance coverage.
  • Determining the terms and conditions of policies.
  • Making decisions about whether to approve or decline coverage based on risk assessments and company guidelines.
  • Utilizing statistical data, financial statements, and other relevant information to make informed decisions.

Benefits

  • Medical, Dental, Vision plans
  • Adoption, Fertility and Surrogacy Reimbursement up to $10,000
  • Paid Time Off and Sick Leave
  • Paid Parental & Family Caregiver Leave
  • Emergency Backup Care
  • Long-Term, Short-Term Disability, and Critical Illness plans
  • Life Insurance
  • 401k/403B with Employer Match
  • Tuition Assistance – $5,250/year and discounted educational opportunities through Guild Education
  • Student Debt Pay Down – $10,000
  • Reimbursement for certifications and free access to complete CEUs and professional development
  • Pet Insurance
  • Legal Resources Plan
  • Annual discretionary bonus if established system and employee eligibility criteria is met.
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