Underwriter

GallagherHanover Township, NJ

About The Position

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way. You’ll underwrite individual property and casualty insurance applications. You’ll decide whether to accept, change, or decline a risk. Your work will focus on facts like property value, location, use, and safety features. You’ll talk often with field teams to gather the details you need. You’ll also help explain and support your underwriting decisions. There are no assigned production goals in this role. You may also support a Senior Underwriter with account service and account management. You’ll review each application with care and use underwriting guidelines to guide your decision. You’ll look at the risk details, ask for more information when needed, and help make sure each decision is clear and well supported. You’ll stay close to field partners so you can get the facts you need to assess the risk. You’ll also help keep accounts moving by supporting a Senior Underwriter when needed. Your work will help turn complex risk information into clear underwriting choices.

Requirements

  • Property and casualty underwriting experience
  • Experience reviewing property value, location, use, and safety features
  • Experience deciding whether to accept, change, or decline risk based on guidelines
  • Comfort talking with field teams to gather facts and support underwriting decisions
  • Ability to explain underwriting decisions clearly in writing and in conversation
  • Experience supporting account service or account management work
  • Bachelor's degree
  • 2 years related experience
  • Working knowledge of Microsoft Windows applications and Microsoft Office
  • Detail oriented
  • Strong analytical skills
  • Good communication and interpersonal skills

Responsibilities

  • Underwrite individual property and casualty insurance applications.
  • Decide whether to accept, change, or decline a risk.
  • Focus on facts like property value, location, use, and safety features.
  • Talk with field teams to gather details.
  • Explain and support underwriting decisions.
  • Support a Senior Underwriter with account service and account management.
  • Review each application with care and use underwriting guidelines.
  • Look at risk details and ask for more information when needed.
  • Ensure decisions are clear and well supported.
  • Stay close to field partners to assess risk.
  • Help keep accounts moving by supporting a Senior Underwriter.

Benefits

  • Competitive compensation
  • Comprehensive benefits programs designed to support your well-being
  • Career development opportunities and ongoing learning
  • A collaborative, people-first culture with accessible leadership
  • The opportunity to do meaningful work with global reach and local impact
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