Treasury Product Manager II - Commercial Card Revenue Optimization

Bank of America • Washington, DC

5d • $129,500 - $232,400 • Hybrid

About The Position

The Global Card & Intelligent Payables Product team is committed to driving responsible digital growth globally. The Revenue Optimization Product Manager will own the strategy, governance, and execution of the Global Commercial Card revenue share program, driving portfolio profitability through revenue optimization, process transformation, risk management, and technology enablement. As the product owner, this individual will partner across Product, Pricing, Operations, Technology, Finance, Sales, and Network Partners to align pricing and incentive strategies, identify revenue opportunities, enhance program effectiveness, and strengthen overall P&L performance.

Requirements

• Bachelor's degree in Business, Finance, Economics, Marketing, or related field.
• 6+ years of experience in Commercial Cards, Payments, Treasury Management, Product Management, Pricing, Revenue Management, or related financial services roles.
• Experience managing highly complex, cross-functional initiatives across Product, Technology, Operations, Finance, Risk, and Sales.
• Strong financial and analytical acumen, including profitability analysis, pricing strategy, incentive programs, and portfolio performance management.
• Proven ability to develop business cases, influence decision-making, and deliver strategic initiatives.
• Cannot be blind to risk when proposing and facilitating product enhancements while also knowing when to push chips in and go after solutions that will drive revenue.
• Must be comfortable with making business decisions using general guidance from Legal, risk and industry partners.
• Adept at designing communications to educate Product, Sales, Operations, and Credit partners.
• Strong multi-tasker with ability to successfully manage multiple projects and deadlines simultaneously.
• Excellent communication, presentation, and persuasion skills.
• Ability to work on cross-functional, global teams across multiple time zones and foster strong working relationships.
• Analytical and creative problem-solving skills to effectively work through complex challenges and project roadblocks, responding with the appropriate sense of urgency.
• Strong executive communication and stakeholder management skills, with the ability to influence partners across a matrixed organization.
• Demonstrated leadership, problem-solving, and project management capabilities, including the ability to manage multiple priorities in a fast-paced environment.
• Self-starter with a growth mindset and a track record of driving results through influence and collaboration.
• A passionate and motivated individual with a growth mindset and customer-focused.
• Ability to work in office 4 days per week.

Nice To Haves

• Understanding of Bank of America or similar financial institution and Commercial Card financial dynamics.
• Familiarity with P&L components in the card industry (economics, interchange, network incentives, and issuer profitability drivers).
• Experience managing client incentives, revenue share programs, pricing strategy, portfolio economics, or revenue optimization initiatives.
• Experience leading product transformation, operating model redesign, or large-scale automation initiatives.
• Proven ability to communicate complex financial and strategic concepts to executive leadership, clients, and external partners.

Responsibilities

• Own Commercial Card client revenue share and incentive strategy and optimization to drive portfolio profitability, revenue growth, and client retention.
• Lead governance, approvals, controls, and exception management to ensure financial accuracy and mitigate risk.
• Partner with Operations to simplify, standardize, and scale processes and operating models.
• Drive automation and technology enhancements by defining business requirements and managing roadmap priorities.
• Deliver data-driven insights, performance reporting, and profitability recommendations to support strategic decision-making.

Benefits

• Access to paid time off
• Resources and support to our employees
• Discretionary incentive eligible
• Annual discretionary award based on individual performance, line of business performance, and company success.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level