Treasury Business Analyst

Banesco USA• Miami, FL, US, FL

5d•Hybrid

About The Position

Banesco USA is seeking a Treasury Business Analyst for our Treasury business unit. This role involves partnering with various stakeholders to redesign and document processes, identify cost savings and income opportunities, support new product development, assist with pricing analysis, and research innovative approaches like AI to improve reporting and analysis. The analyst will also prepare documentation and presentations for the Treasurer and undertake special projects.

Requirements

Bachelor’s degree in finance, Economics, Business Administration, or a related field.
Two (2) to four (4) years of professional experience in the Banking industry.
Demonstrated experience redesigning or improving business processes and documentation.
Proficient using AI tools to research and improve ways of working — non-negotiable.
Expert-level Excel, PowerPoint, and Word skills — must-have.
Highly organized and structured, with strong attention to detail and documentation discipline.
Comfortable working independently and managing multiple initiatives with minimal supervision.
Resourceful and curious, with a genuine interest in learning how things work and identifying better ways to do them; willing to learn.
Strong communication skills, with the ability to build relationships across functions and with business units.
Must be fluent in English.
Ability to work independently under minimum supervision and being a proactive learner.

Nice To Haves

Familiarity with banking/treasury concepts (interest rate risk, liquidity management, investments) is a plus, not required.
Proficiency in Spanish is preferred.

Responsibilities

Partner with the Treasury Manager, Sr. Liquidity Analyst, Investment Portfolio Manager, and Investment Accounting/Treasury Operations to map current processes, identify inefficiencies, redesign workflows, and revamp and standardize documentation and procedures across the unit.
Build first-hand working knowledge of interest rate risk management, liquidity management, and investment portfolio management by collaborating directly with each function; serve as a connective resource across the Treasury team.
Identify, structure, and spearhead projects aimed at generating cost savings or new income opportunities for the bank.
Partner with business units to support the development and launch of new products and services, contributing analysis, documentation, and cross-functional coordination.
Support pricing analysis for deposit and loan products, working with relevant stakeholders on rate-setting and profitability considerations.
Research and apply AI tools and other resourceful approaches to improve processes, analysis, and reporting across Treasury; bring back and share better ways of doing things.
Prepare clear, well-organized documentation, presentations, and reports for the Treasurer and other stakeholders.
Take on ad hoc initiatives and cross-functional projects as directed by the Treasurer.