Treasury Analyst

Seacoast Bank Careers•Jacksonville, FL

10d

About The Position

The Treasury Analyst supports the management and optimization of the Bank’s balance sheet through quantitative analysis, financial modeling, forecasting, and reporting. The position partners across Treasury, Finance, Risk, Lending, and Deposits to provide analytical insight into asset-liability management (ALM), liquidity, investments, capital, funds transfer pricing (FTP), loan and deposit pricing, and other strategic treasury initiatives. The role offers broad exposure across treasury functions and supports strategic initiatives affecting the Bank’s profitability, risk profile, and balance sheet performance. The ideal candidate has strong analytical and technical skills, understands fixed income and financial markets, and is interested in using data and technology to improve decision-making. Associates must follow applicable legal, ethical, regulatory, and Bank risk-mitigation requirements, including completing required annual training on time.

Requirements

Bachelor’s degree in Finance, Economics, or Accounting.
Proficiency in spreadsheet and database applications.
Demonstrated critical-thinking and analytical skills.
High level of self-motivation and self-directedness.
Adhere to applicable legal, ethical, regulatory, and Bank risk-mitigation requirements and complete required annual training on time.

Nice To Haves

MBA, CFA, or CTP candidate preferred.

Responsibilities

Support Treasury initiatives involving asset-liability management (ALM), liquidity management, investments, funds transfer pricing (FTP), loan and deposit pricing, capital planning, and balance sheet strategy.
Develop, maintain, and enhance financial models for forecasting net interest income, balance sheet growth, liquidity, capital, and profitability.
Analyze fixed income securities portfolios and metrics including yield, duration, convexity, market value, spread analysis, and interest rate risk exposures.
Assist with valuation and risk analysis of financial instruments, including securities, loans, deposits, and derivatives.
Support ALM and interest rate risk processes, including scenario analysis, stress testing, and assumption development.
Assist with developing and maintaining funds transfer pricing methodologies and profitability measurement frameworks.
Perform loan and deposit pricing analyses to support product strategy, profitability, and competitive positioning.
Conduct peer benchmarking, market research, and industry analysis to identify trends and strategic opportunities.
Use quantitative techniques and statistical analysis to evaluate customer behaviors, deposit attrition, loan prepayments, and other balance sheet assumptions.
Prepare analyses, presentations, and reporting packages for senior management, ALCO, Board committees, and regulators.
Design and automate recurring reports, dashboards, and data processes using Excel, Power BI, Power Query, SQL, and other analytical tools.
Support implementation and maintenance of treasury, ALM, and financial reporting systems.
Collaborate with partners across Finance, Risk, Lending, Deposits, and Technology on strategic projects and process improvements.
Identify opportunities to improve data quality, reporting efficiency, and analytical capabilities through automation and business intelligence solutions.
Participate in special projects related to balance sheet optimization, profitability enhancement, liquidity management, capital planning, merger analysis, and regulatory initiatives.