Treasury Analyst

Seacoast Bank • Tampa, FL

7d

About The Position

The Treasury Analyst supports the management and optimization of the Bank’s balance sheet through quantitative analysis, financial modeling, forecasting, and reporting. The role partners across Treasury, Finance, Risk, Lending, and Deposits to provide analytical insight into asset-liability management (ALM), liquidity, investments, capital, funds transfer pricing (FTP), loan and deposit pricing, and other strategic treasury initiatives.

The position provides broad exposure across treasury functions and supports strategic initiatives affecting the Bank’s profitability, risk profile, and balance sheet performance. The Analyst also helps improve decision-making through data and technology, supports treasury and financial reporting systems, and collaborates on process improvements. Associates are expected to follow applicable legal, ethical, regulatory, and Bank risk-mitigation requirements and complete required annual training.

Requirements

• Bachelor’s degree in Finance, Economics, or Accounting.
• Proficiency in spreadsheet and database applications.
• Demonstrated critical thinking and analytical skills.
• High level of self-motivation and self-directedness.

Nice To Haves

• MBA, CFA, or CTP candidate preferred.

Responsibilities

• Support initiatives across Treasury, including ALM, liquidity management, investments, FTP, loan and deposit pricing, capital planning, and balance sheet strategy.
• Develop, maintain, and enhance financial models for forecasting net interest income, balance sheet growth, liquidity, capital, and profitability.
• Analyze fixed income securities portfolios and metrics such as yield, duration, convexity, market value, spread, and interest rate risk exposures.
• Assist with valuation and risk analysis of financial instruments, including securities, loans, deposits, and derivatives.
• Support ALM and interest rate risk processes, including scenario analysis, stress testing, and assumption development.
• Assist in developing and maintaining FTP methodologies and profitability measurement frameworks.
• Perform loan and deposit pricing analyses to support product strategy, profitability, and competitive positioning.
• Conduct peer benchmarking, market research, and industry analysis to identify trends and strategic opportunities.
• Use quantitative techniques and statistical analysis to evaluate customer behaviors, deposit attrition, loan prepayments, and other balance sheet assumptions.
• Prepare analyses, presentations, and reporting packages for senior management, ALCO, Board committees, and regulators.
• Design and automate recurring reports, dashboards, and data processes using Excel, Power BI, Power Query, SQL, and other analytical tools.
• Support implementation and maintenance of treasury, ALM, and financial reporting systems.
• Collaborate with Finance, Risk, Lending, Deposits, and Technology partners on strategic projects and process improvements.
• Identify opportunities to improve data quality, reporting efficiency, and analytical capabilities through automation and business intelligence solutions.
• Participate in special projects involving balance sheet optimization, profitability enhancement, liquidity management, capital planning, merger analysis, and regulatory initiatives.
• Adhere to applicable legal, ethical, regulatory, and Bank risk-mitigation requirements and complete required annual training on time.

What This Job Offers

• Job Type: Full-time