Title Underwriter

FIrst Excel Title•Fairfax, VA

16d•Onsite

About The Position

The Title Underwriter prepares title commitments by examining title evidence and ensuring commitments follow established underwriting guidelines. The role uses escrow and title software to generate commitments and identify and clear title issues that automated systems cannot adequately interpret. It also evaluates insurance applications, analyzes risk, and makes decisions about issuing policies and setting premiums. The position assists the Underwriting Manager with oversight of underwriting processes, supports staff training and guidance, and helps ensure department goals and timelines are met. It responds to customer inquiries about status, rate quotes, title defects, clearing exceptions, and general information. The role also provides guidance on real estate taxes for individual lots, new condominium units, large tracts, and assemblages; confirms title and lender requirements are satisfied; and works with other departments to support customer satisfaction and regulatory compliance. The underwriter stays current on underwriting regulations, trends, and best practices and supports the underwriting team as needed. This is a full-time position based in one of the company’s Virginia office locations. The position requires daily use of Qualia, Microsoft Office skills, strong data-entry skills, and the ability to work independently and collaboratively in a fast-paced environment while meeting deadlines.

Requirements

At least 8 years of title underwriting experience.
At least 1 year of management and leadership experience.
Title Producer license in Virginia, Maryland, or Washington, D.C. (required).
Notary Public certification in Virginia, Maryland, or Washington, D.C. (required).
Experience in Virginia and/or Maryland jurisdictions.
Knowledge of real estate guidelines, ALTA Best Practices, and RESA regulations.
Valid driver's license.
Excellent interpersonal skills to communicate effectively internally and externally and support business partnerships and a positive work environment.
Ability to work well under pressure, meet deadlines in a fast-paced environment, and work independently and as part of a team.
Strong organizational and multitasking skills.
Proficiency with Outlook and ability to create Excel spreadsheets; demonstrated knowledge of Microsoft Office, including Word and Excel.
Knowledge of basic computer systems and demonstrated data-entry skills.
Daily use of Qualia.
Ability to adhere to company safety standards and help promote a safe working environment.

Nice To Haves

North Carolina Title Producer license.

Responsibilities

Prepare title commitments by examining title evidence and following established underwriter guidelines.
Use escrow and title software to generate commitments and identify and clear complex title issues that automated systems cannot handle.
Assist the Underwriting Manager with oversight of underwriting processes and alignment of policies and procedures with company goals.
Evaluate insurance applications, analyze risks, and decide whether to issue policies and set premiums.
Respond to customer inquiries about status, rate quotes, title defects, clearing exceptions, and general information.
Assist with training and guiding underwriting staff.
Analyze and provide guidance on real estate taxes for individual lots, new condominium units, large tracts of land, and assemblages.
Ensure department goals are met within provided timelines.
Ensure title and lender requirements have been satisfied.
Work with other departments to maintain customer satisfaction and adhere to regulatory compliance.
Stay current with changes in underwriting regulations, trends, and best practices.
Support the underwriting team as needed.
Resolve discrepancies expeditiously and uphold company safety standards.