Team Tech Lead – Payments Fraud Technology

M&T Bank•Buffalo, NY

13d•$116,400 - $194,000•Hybrid

About The Position

The Team Tech Lead is the senior technical leader and engineering quality steward for an Agile delivery team supporting Fraud (Payments) technology solutions. The role provides technical direction across application development, data engineering, system integration, and platform modernization. The Lead guides architecture and design decisions, establishes engineering standards, mentors engineers, helps resolve complex technical challenges, and ensures solutions are secure, scalable, supportable, and aligned with M&T technology standards. The position leads technical work on Actimize IFM solutions and the Actimize Platform, including custom development, plugin development, Oracle database implementation, and fraud detection across payment channels. It translates business, regulatory, and operational requirements into scalable technical solutions; reviews architecture, design, and code; promotes sound engineering practices; and addresses technical debt. The Lead also applies AI-assisted development tools responsibly and leads complex production investigations, performance optimization, and improvements to application resiliency and operational readiness. The position is based at Seneca One in Buffalo, New York, with four days onsite and the flexibility to work from home one day per week. The annual pay range is $116,400 to $194,000 USD; individual compensation depends on the candidate’s knowledge, skills, and experience.

Requirements

A combined minimum of 9 years of higher education and/or work experience.
A minimum of 4 years of engineering and/or architecture experience.
A minimum of 3 years of leadership experience.
Experience with Actimize IFM 10.X/11.X and Actimize Platform components, including ActOne, AIS, UDM, and QAS.
Experience with Actimize custom development using Modeler and Designer.
Oracle Database experience, including SQL queries, PL/SQL, SQL tuning, and database design.
Actimize custom-plugin development experience.
Proficiency with AI tools for development, testing, and documentation.
Experience in migration projects.
Banking fraud and payments fraud experience.
Experience with GitLab CI/CD pipelines.
Experience with SAST/DAST vulnerability remediation.
Experience with automated testing and engineering-quality practices.
Experience using AI-assisted software development, testing, troubleshooting, and technical documentation.
Production troubleshooting and root-cause analysis experience.
Application and database performance optimization experience.
Experience implementing and supporting payments fraud detection technologies.
Financial-services technology experience, including Actimize fraud solutions and payments fraud experience.
Strong software engineering and solution-design experience.
Demonstrated technical leadership of engineering teams or complex technical initiatives.
Strong experience mentoring and developing engineers or teams.
Experience designing and integrating applications using established architecture principles and patterns.
Strong experience in custom development and customization of Actimize IFM solutions and platform.
Strong experience in fraud detection on payment channels such as Wire, ACH, RTP, deposits, and cards.
Ability to research complex technical issues, evaluate multiple approaches, and clearly articulate recommendations and trade-offs.
Strong communication skills and ability to work across engineering, architecture, product, business, risk, and management stakeholders.
Experience working in an Agile engineering environment.

Nice To Haves

Bachelor's degree in Computer Science, Information Technology, Engineering, or a related technical discipline, or equivalent relevant experience.

Responsibilities

Provide technical leadership for Fraud (Payments), Actimize IFM solutions, and the Actimize Platform.
Apply technical expertise in Actimize-based fraud detection for different payment channels, including banking and payments fraud.
Lead the design, development, and optimization of Actimize IFM modules, Actimize custom development (IDE), and Actimize plugin development.
Lead the design, development, and optimization of SQL queries and objects in Oracle databases for custom implementations.
Translate business, regulatory, and operational requirements into scalable technical solutions.
Guide solution design and implementation, evaluate technical approaches, and communicate trade-offs involving performance, scalability, maintainability, security, resiliency, and complexity.
Partner with Enterprise Architecture, infrastructure and platform teams, Product Owners, and other Leads on cross-team solutions and dependencies.
Conduct and guide architecture, design, and code reviews for complex changes.
Mentor developers in modern development practices and service-oriented architecture.
Establish and enforce code-review, branching, testing, and deployment practices.
Improve automated testing, code quality, technical documentation, and engineering controls.
Proactively identify and manage technical debt.
Demonstrate proficiency with AI-assisted development tools and promote their responsible use throughout the software-development lifecycle.
Identify appropriate opportunities to use AI tools to accelerate software development, unit-test development, troubleshooting, code analysis, and technical documentation.
Lead investigation and resolution of complex issues across application components in production and other environments, including root-cause analysis and performance optimization.
Identify opportunities and provide technical leadership to simplify legacy implementations, reduce operational risk, and improve maintainability.
Work with engineering and support teams to strengthen application resiliency, monitoring, recoverability, and operational readiness.