Summer 2027 Internship – Auto Finance (Costa Mesa, CA)

Ally Bank•Costa Mesa, CA

1d•Hybrid

About The Position

Ally Financial is hiring interns for its 11-week Summer 2027 Auto Finance Internship Program. The program is designed to help students bridge academic learning and business experience through hands-on, project-based work, mentoring, training, leadership development, networking, and interaction with Ally leaders. Interns attend orientation, executive speaking and learning sessions, participate in mentoring and giving-back events, network with colleagues, and deliver an end-of-assignment presentation. Interns may work in Consumer Underwriting, Portfolio Management/Dealer Management, or Inventory Audit. Consumer Underwriting evaluates, negotiates, and makes decisions on consumer offerings under Ally’s underwriting policies, while developing dealer portfolios and managing relationships in assigned territories. Portfolio and Dealer Management supports automotive dealers through products and services such as inventory credit lines, equipment, working capital and real estate loans, and commercial insurance; related work can include credit underwriting, business development, loan closing, payment processing, and account management. Inventory Audit supports collateral audits across Ally’s commercial automotive portfolio, including reviewing dealership inventory records, validating collateral information, analyzing findings, maintaining audit documentation, and supporting compliance with controls and policies. The team works with dealers and internal stakeholders to identify risks, resolve discrepancies, and help ensure the accuracy of wholesale floorplan collateral and related security documentation. The program runs May 25 through July 30, 2027, and requires 40 hours per week. The schedule includes a mix of in-office and remote work; specific work requirements are discussed during hiring and may change based on business needs. The internship offers market-competitive hourly compensation, a sign-on bonus, and financial housing assistance for qualifying interns. Successful interns may have the opportunity to return to Ally for an Early Talent Program, a full-time role, or another internship, depending on graduation timing.

Requirements

Be a rising junior or senior in a full-time undergraduate program during the internship.
Be available for the full duration of the internship program.
Be eligible to work in the United States for any employer without company sponsorship now or in the future.
Have a high school diploma or GED equivalent.
0+ years of experience.
Demonstrate excellent leadership, interpersonal, and communication skills.
Demonstrate analytical thinking, collaboration, and learning agility.

Nice To Haves

A major or course of study in Business, Finance, or a related field.

Responsibilities

Complete hands-on, project-based work in an assigned Auto Finance area.
Attend intern orientation, executive speaking series, and learning sessions.
Participate in the mentoring program and giving-back events.
Network with peers, team members, and other Ally employees.
Lead an end-of-assignment presentation.
Depending on assignment, support consumer underwriting, dealer and portfolio management, or automotive inventory collateral auditing.
For Inventory Audit assignments, review dealership inventory records, validate collateral information, analyze audit findings, maintain audit documentation, and support compliance with internal controls and policies.
For Inventory Audit assignments, work with dealers and internal stakeholders to identify risks, resolve discrepancies, and help ensure the accuracy of wholesale floorplan collateral and related security documentation.
For Portfolio Management/Dealer Management assignments, duties may include credit underwriting, new business development, loan closing, payment processing, and account management.

Benefits

Market-competitive hourly compensation.
Sign-on bonus.
Financial housing assistance for qualifying interns.
Paid time off, paid holidays, and volunteer time off.
401(k) retirement savings plan with matching and company contributions.
Student loan paydowns and 529 educational savings assistance programs.
Tuition reimbursement.
Employee stock purchase plan.
Financial learning center and financial coach access.
Medical, dental, and vision insurance options.
Life insurance and short- and long-term disability coverage.
Health Savings Account with employer contributions and Healthcare Flexible Spending Account.
Critical illness, accident, and hospital indemnity insurance.
Total well-being program.
Adoption, surrogacy, and fertility assistance.
Paid parental and caregiver leave.
Dependent Day Care Flexible Spending Account, backup child and adult/elder care days, and childcare discounts.
Employee Assistance Program.
Subsidized and discounted Weight Watchers program and other employee discount programs.
Potential travel allowances, relocation assistance, and equity depending on role.