Subrogation Specialist

ATOMS Careers page•Dallas, TX

5d•$70,000 - $90,000•Onsite

About The Position

Atoms is hiring a Subrogation Specialist to recover funds when another party is responsible for damage to an Atoms vehicle or a loss Atoms has paid. The specialist will identify recovery opportunities, build well-supported files using telematics and dashcam evidence, and pursue at-fault parties and their insurers. The role delivers a direct, measurable financial return to the business. The position is based in Atoms’ Dallas office. Office-based teams work onsite five days a week. The base salary range is $70,000–$90,000 per year; compensation may vary based on experience, skills, and qualifications. The employee may also be eligible for equity awards.

Requirements

At least 3 years of auto subrogation experience with a carrier, third-party administrator, or fleet.
Strong negotiation skills and a track record of collected recoveries.
Working knowledge of comparative or contributory negligence and inter-company arbitration procedures.
Familiarity with auto physical-damage estimating and total-loss valuation.

Nice To Haves

Adjuster license.
Arbitration experience.
Comfort working with telematics and video evidence.

Responsibilities

Review new and open claims for subrogation and recovery potential, including deductible recovery.
Build and document recovery files using police reports, Samsara telematics, dashcam footage, repair estimates, and driver statements.
Pursue at-fault third parties and their insurers by presenting demands, negotiating, and driving claims to recovery.
Manage inter-company arbitration filings and responses, including through Arbitration Forums, when negotiations stall.
Apply comparative or contributory negligence principles by jurisdiction to maximize net recovery.
Track dollars identified, pursued, and collected, and report results to Risk leadership.
Partner with the Claims Coordinator, Claims Manager, and legal on litigated or high-value recoveries.