Structured Finance - Asset-Backed Securities, Senior Analyst - New York

Fitch Group • New York, NY

4d • $95,000 - $110,000 • Hybrid

About The Position

Fitch Ratings is seeking a Senior Analyst to join the ABS Group in our New York or Chicago office. Fitch Ratings is adding a highly motivated professional to the Asset Backed Securities (ABS) team as a Senior Analyst. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans. Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal).

Requirements

• Hold a BA/BS degree and have at least 3 years of relevant work experience (excluding internships).
• Strong written and verbal communication skills.
• Comfortable analyzing large datasets and deriving meaningful conclusions.
• Enjoy working collaboratively and have strong interpersonal skills.
• Good understanding of finance fundamentals and current economic conditions.
• Eager to learn new concepts, ask questions, and grow your expertise.

Nice To Haves

• Direct experience with ABS credit or structured finance is a plus, but not required.
• Thoughtful perspectives on economic trends and their impact on consumer credit performance.
• Passion for analysis, attention to detail, and a desire to build a career in credit research and ratings.

Responsibilities

• Analyze key credit, legal, and structural aspects of ABS transactions.
• Support rating workflows by assisting in the analysis and monitoring of a portfolio of ABS transactions.
• Utilize cashflow models to help form opinions on future performance.
• Stay up to date on sector trends and communicate your findings effectively within the team and to external stakeholders.
• Contribute to research reports and special projects focused on sector trends.

Benefits

• Hybrid Work Environment: 3 days a week in office required based on your line of business and location.
• Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity.
• Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals.
• Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing.
• Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively.
• A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe.
• Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior