Structured Finance Analyst

U.S. Bank•Saint Paul, MN
•Hybrid

About The Position

U.S. Bank is hiring a Structured Finance Analyst to support an assigned portfolio of Structured Finance accounts. The role focuses on managing complex financial relationships and ensuring high-volume payment activity is completed accurately and on time. The position is based at the U.S. Bank location in West Side Flats, St. Paul, Minnesota, and requires working from a U.S. Bank location three or more days per week. The stated schedule is Monday through Friday, 8:00 a.m. to 4:30 p.m. The analyst prepares and processes wire payments and other financial transactions, reviews information for accuracy, and uses Excel-based processes involving formulas, macros, and manual data entry. The role also involves researching exceptions, troubleshooting issues, communicating with clients, calculation agents, and internal partners, and reviewing requests against established procedures. The analyst may take on additional account relationships and responsibilities as experience grows, as well as support projects and teammates. Candidates may come from a broad range of backgrounds; direct Structured Finance or banking operations experience is not required if they can demonstrate transferable skills. Basic qualifications include an associate degree or technical education, or equivalent work experience, and at least three years of related experience.

Requirements

  • Associate degree or technical education, or equivalent work experience.
  • Three or more years of related experience.
  • Strong attention to detail and ability to double-check work.
  • Working knowledge of Microsoft Excel.
  • Strong analytical and problem-solving skills.
  • Clear, professional communication skills.
  • Ability to stay composed and make thoughtful decisions when priorities become urgent.
  • Curiosity and willingness to understand the reasoning behind processes.
  • Initiative to troubleshoot issues, ask questions, and take ownership of work.

Nice To Haves

  • Advanced Excel expertise.
  • Transferable experience from banking, financial services, client-facing roles, retail, hospitality, or recent education.

Responsibilities

  • Prepare and process high-volume wire payments and other financial transactions.
  • Review information for accuracy and ensure payments are completed correctly and on schedule.
  • Use Excel-based processes involving formulas, macros, and manual data entry.
  • Research exceptions and troubleshoot issues before escalating them.
  • Communicate with clients, calculation agents, and internal partners to address questions or issues.
  • Analyze requests to ensure they align with established procedures before taking action.
  • Take on additional account relationships and responsibilities as knowledge develops.
  • Support projects and help teammates as a Grade 10 team member.

Benefits

  • Healthcare, including medical, dental, and vision coverage.
  • Basic term and optional term life insurance.
  • Short-term and long-term disability.
  • Pregnancy disability and parental leave.
  • 401(k) and employer-funded retirement plan.
  • Paid vacation, from two to five weeks depending on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
  • Incentive and recognition programs.
  • Equity stock purchase.
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