Structured Finance Analyst

U.S. Bank•Saint Paul, MN
•$28 - $37•Hybrid

About The Position

The Structured Finance Analyst supports an assigned portfolio of Structured Finance accounts and helps ensure high-volume payment activity is processed accurately and on time. The role involves preparing and processing wire payments and other financial transactions, reviewing information for accuracy, and using Excel-based processes that include formulas, macros, and manual data entry. The analyst researches exceptions, troubleshoots issues, communicates with clients, calculation agents, and internal partners, and checks requests against established procedures before acting. As knowledge develops, the analyst may take on additional account relationships and responsibilities, support projects, and assist teammates as a Grade 10 team member. The position is based at U.S. Bank’s St. Paul, Minnesota, West Side Flats location. It requires working from a U.S. Bank location three or more days per week, with a Monday-through-Friday schedule of 8:00 a.m. to 4:30 p.m. Candidates may bring a range of backgrounds, including banking, financial services, client-facing work, retail, hospitality, or recent education, if they can demonstrate transferable skills.

Requirements

  • Associate’s degree, technical education, or equivalent work experience.
  • Three or more years of related experience.
  • Strong attention to detail and the ability to double-check work.
  • Working knowledge of Microsoft Excel.
  • Strong analytical and problem-solving skills.
  • Clear, professional communication skills.
  • Ability to stay composed and make thoughtful decisions when priorities become urgent.
  • Curiosity and willingness to understand the reasoning behind processes.
  • Initiative to troubleshoot issues, ask good questions, and take ownership of work.

Nice To Haves

  • Advanced Excel expertise is a plus, but not required.
  • Transferable experience from banking, financial services, client-facing roles, retail, hospitality, or recent education.

Responsibilities

  • Manage responsibilities associated with an assigned portfolio of Structured Finance accounts.
  • Prepare and process high-volume wire payments and other financial transactions.
  • Review information for accuracy and ensure payments are completed correctly and on schedule.
  • Use Excel-based processes involving formulas, macros, and manual data entry.
  • Research exceptions and troubleshoot issues before escalating them.
  • Communicate with clients, calculation agents, and internal partners to address questions or issues.
  • Analyze requests to ensure they align with established procedures before taking action.
  • Take on additional account relationships and responsibilities as knowledge develops.
  • Support projects and help teammates as a knowledgeable Grade 10 team member.

Benefits

  • Medical, dental, and vision healthcare coverage.
  • Basic term and optional term life insurance.
  • Short-term and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) and employer-funded retirement plan.
  • Paid vacation of two to five weeks, depending on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
  • Incentive and recognition programs.
  • Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.
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