State Credit Administrator – Commercial & Industrial - Los Angeles

Zions Bancorporation•Los Angeles, CA

14h•Onsite

About The Position

Credit Administration is responsible for the overall credit quality of the Bank's loan portfolio. The Department decisions loan transactions, maintains credit policies and procedures, monitors portfolio performance, manages the problem loan portfolio, and ensures sound credit practices. Credit Administration is also responsible for certain management and administrative functions including certain regulatory and credit support functions. The West Region of Credit Risk Management directly supports the California Bank & Trust Division of Zions Bancorporation, N.A.

Requirements

Requires a bachelor’s degree in finance, accounting or equivalent field
10+ years of directly related financial services experience with strong credit institutional experience.
In-depth knowledge of all areas of structuring and underwriting a wide variety of complex lending credit transactions.
A combination of education and experience may meet requirements.
Strong knowledge of loan workout and problem loan management.
Excellent communication skills, both oral and written.
Ability to communicate with all levels of the organization.
Advanced working knowledge of regulatory issues.
Ability to identify, analyze, summarize, derive conclusions and provide relevant recommendations on a variety of issues.
Strong proficiency in MS Office products.
Sound business judgment, change management, and process improvement skills and people development.
Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner.
Ability for regular travel to various affiliate locations for direct contact with affiliate management, credit, line, loan administration and work-out officers.

Responsibilities

Oversee Credit Administration functions for various types of complex lending credit transactions including commercial and industrial, asset-based lending, leasing, real estate, entertainment finance, etc.
Assists with analyzing, structuring, prescreening and approvals.
Identifies deteriorating trends in credit quality and suggests downgrades as necessary.
Monitors specifically identified credits for concerns or problems as assigned.
May train and mentor lending staff.
May attend and participate in credit committee meetings.
Other duties as assigned.
May train and mentor lower-level staff.
Contributes to the development of innovative principles and ideas.