Sr. Manager, Residual Value Risk
About The Position
The Sr. Manager, Residual Value Risk leads a team responsible for managing residual value risk for HCA’s vehicle lease portfolio. The role oversees residual value setting and forecasting, portfolio performance monitoring, and management reporting to identify emerging risks and recommend actions to address exposure. It provides direction and review of the team’s analytical work and partners with Modeling, Product, Remarketing, Finance, Accounting, Treasury, and OEM teams to support informed business decisions, consistent reporting, and effective controls. The position leads residual value setting and forecasting for vehicle lease programs; oversees analysis of portfolio exposure, loss performance, maturities, return rates, and forecast-to-actual results; and manages risk reports, dashboards, and presentations for management, the Risk Control Committee, and OEM partners. It also oversees data quality, reporting documentation, KSOX controls, audit support, analytical process improvements, and team development. The role requires at least eight years of progressively responsible experience in residual value risk management, vehicle valuation, or lease portfolio analytics in the automotive or captive finance industry, including at least three years of supervisory experience. A bachelor’s degree in a relevant field is required; a master’s degree is preferred.
Requirements
- At least 8 years of progressively responsible experience in residual value risk management, vehicle valuation, or lease portfolio analytics within the automotive or captive finance industry.
- At least 3 years of supervisory experience.
- Experience overseeing residual value forecasting and setting, analyzing lease portfolio performance, and presenting risk recommendations to management and business partners.
- Bachelor’s degree in Finance, Economics, Business Administration, Mathematics, Statistics, or a related field.
- Strong knowledge of vehicle leasing, residual value forecasting and setting, and market and economic factors affecting vehicle values and residual losses.
- Ability to evaluate statistical forecasts, analytical assumptions, and vendor benchmarks and translate findings into practical risk recommendations.
- Strong communication and presentation skills, including explaining complex analyses to management, committees, and OEM partners and collaborating across functions.
- Ability to lead and develop a team, set priorities, review analytical deliverables, and manage competing deadlines.
- Knowledge of data quality controls, analytical documentation, and review practices supporting accurate reporting and audit requirements.
- Proficiency with Excel and PowerPoint and working knowledge of analytical and reporting tools such as SAS, SQL, Python, R, or Tableau.
Nice To Haves
- Master’s degree.
Responsibilities
- Lead residual value setting and forecasting for HCA’s vehicle lease programs.
- Review team recommendations, analytical assumptions, vendor benchmarks, and market research to support consistent, well-supported residual values.
- Partner with Modeling, Product, Remarketing, and OEM teams to improve forecasting methods and present recommendations through the residual value committee process.
- Oversee analysis of lease portfolio residual exposure, loss performance, maturities, return rates, and forecast-to-actual results.
- Assess the impact of vehicle, industry, and economic trends, including differences between electric and non-electric vehicle segments; identify emerging risks and recommend actions with business stakeholders.
- Manage residual risk reports, dashboards, and presentations for management, the Risk Control Committee, and OEM partners, translating analytical findings into clear explanations and recommended actions.
- Coordinate the team’s analytical support for Finance, Accounting, and Treasury, including OEM risk-sharing analyses, supplemental depreciation, and ABS reporting.
- Oversee the quality and consistency of residual value data, reporting, and supporting documentation.
- Establish review practices for key team deliverables, maintain documentation supporting KSOX controls and audit requests, and resolve discrepancies with stakeholders.
- Prioritize improvements to analytical tools, dashboards, and reporting processes to strengthen accuracy and efficiency.
- Lead, mentor, and develop team members by setting priorities, assigning work, reviewing deliverables, and providing coaching and performance feedback.
- Coordinate workloads and build team capabilities to support timely, accurate work and effective collaboration.
Benefits
- Hybrid flexibility: 4 days onsite and 1 day remote.
- Monthly vehicle allowance and vehicle purchase and lease discounts.
- Medical, dental, and vision plans.
- Employer-funded HSA contributions.
- 401(k) with company match and immediate vesting from day one.
- Company-paid life and disability insurance.
- Fitness and health resources.
- Leadership programs and career development supporting continuous learning.
- Paid Volunteer Time Off.
- Company charitable donation in the employee’s honor.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
