Sr. Fraud Strategy Analyst

The Vanguard Group•Scottsdale, PA

6d•Hybrid

About The Position

The Sr. Fraud Strategy Analyst works within Vanguard’s Global Risk and Security organization, specifically the Enterprise Security and Fraud division, which protects Vanguard crew, property, data, and client assets. The role defines and manages fraud prevention strategies across real-time payment channels and oversees fraud decisioning capabilities. It uses analytics and model insights to improve detection while balancing false positives and client friction, and partners with Product, Engineering, Risk, and Operations to incorporate controls into customer journeys and product launches. The position also supports disciplined control testing, monitoring, and compliance with risk and regulatory standards. Vanguard describes its mission as supporting clients’ long-term financial wellbeing and providing products and services that transform clients’ lives. The company uses a hybrid working model for most crew members to support flexibility, in-person learning, collaboration, and connection. Visa sponsorship is offered for this position.

Requirements

At least five years of related work experience.
Undergraduate degree or equivalent combination of training and experience.
Expertise in account takeover, social engineering, and transaction fraud risks within retirement and workplace channels.
Proven experience managing real-time fraud decisioning environments and rules strategies.
Strong experience partnering across Product, Engineering, Risk, and Operations.
Expertise with fraud rules engines or decisioning platforms.
Strong analytical capabilities, including data analysis, segmentation, and performance optimization.
Working knowledge of fraud models, machine-learning concepts, and model governance.
Ability to translate data into actionable fraud strategies and business decisions.
Strong experience with analytical tools such as Python, R, SAS, and SQL, and platforms such as Tableau or Power BI.
Excellent communication and executive storytelling skills.
Highly collaborative, with a track record of driving alignment across teams.

Nice To Haves

Graduate degree preferred.

Responsibilities

Define fraud prevention strategy across real-time payment channels, including risk appetite and control coverage.
Design and manage fraud rules, decision logic, and detection strategies within real-time decisioning platforms.
Drive enhancements and implementation of fraud rules engines and decisioning platforms in partnership with Engineering.
Monitor and improve fraud detection, false positives, and client friction through ongoing control tuning and performance management.
Use analytics and model insights to identify trends, refine strategies, and improve detection effectiveness.
Collaborate with Product, Engineering, Risk, and Operations to embed fraud controls into customer journeys and new product launches.
Maintain disciplined control testing and monitoring, and adhere to risk and regulatory standards.