Senior Fraud Strategy Analyst

Bluevine • Salt Lake, UT

1d • Hybrid

About The Position

Bluevine is hiring a Senior Fraud Strategy Analyst to identify ongoing fraud trends and develop tactical and strategic solutions that mitigate future losses and negative client impact. The role works cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to gather perspectives and data, assess tradeoffs, and independently analyze potential courses of action.

The analyst evaluates internally developed and external fraud management solutions, balancing fraud prevention with client impact; researches fraud-organization best practices; and recommends approaches suited to Bluevine. The role translates fraud trends into actionable short-, medium-, and long-term solutions, and develops and presents clear, compelling analysis and recommendations to executives, committee members, and operational leaders. It also explores creative ways to limit fraud risk across deposit accounts and credit products while maximizing revenue and minimizing customer friction, using Excel, SQL, Python, or similar tools for quantitative analysis.

Requirements

• At least 5 years of relevant experience in risk and/or fraud strategy and analytics.
• Bachelor’s degree in Economics, Mathematics, Business, or a STEM field, or relevant work experience at a financial institution or payments company.
• Proficient SQL abilities.
• Extensive experience working with cross-functional teams, including product, R&D, finance, client support, and fraud operations.
• Proven ability to manage projects end-to-end, from planning through execution and delivery.
• Strong leadership in coordinating cross-functional teams, holding stakeholders accountable, and ensuring alignment with project goals.
• Strong understanding of money movement, including ACH, RDC, Bill Pay, and debit cards.
• Strong understanding of direct deposit accounts and lending services from both client-experience and back-end perspectives.
• Comfort presenting analysis to senior leaders and driving consensus on the best path forward.
• Working knowledge of PowerPoint for large-group presentations and Excel, including pivot tables and VLOOKUPs.
• Knowledge of bank operations, including account application processing and customer onboarding, payment processing, deposit operations, fraud operations, and customer support.
• Analytical and detail-oriented, with strong problem-solving skills and the ability to learn quickly.
• Strong work ethic and ability to deliver within strict time frames.

Responsibilities

• Identify ongoing fraud trends and implement tactical and strategic solutions to mitigate future losses and negative client impact.
• Collaborate with risk operations, risk analytics, business operations, product, and business unit leaders to gather perspectives and data and evaluate tradeoffs.
• Independently analyze possible courses of action and fraud management solutions developed internally or provided externally, considering fraud prevention and client impact.
• Develop presentations and communicate analysis and recommendations clearly to executives, committee members, and operational leaders.
• Research fraud-organization best practices and recommend implementations appropriate for Bluevine.
• Work with fraud and payments operations to translate ongoing fraud trends into actionable short-, medium-, and long-term solutions.
• Research and present innovative ways to limit fraud risk across deposit accounts and credit products while maximizing revenue and minimizing customer friction.
• Use Excel, SQL, Python, or similar tools for quantitative analysis.
• Manage projects from planning through execution and delivery, coordinating cross-functional stakeholders and ensuring alignment with project goals.

Benefits

• Excellent health coverage and life insurance benefits.
• 401(k) with an immediate 3% company match.
• PTO, company holidays, and flexible holidays.
• Company-sponsored mental health benefits, including one-to-one therapy.
• More than $1,000 annually for personal wellness.
• Monthly work-from-home stipends totaling more than $1,000 annually.
• Paid parental leave of up to 20 weeks for birthing parents and up to 12 weeks for all other parents.
• Access to financial coaches and education sessions.
• Weekly catered lunches and fully stocked kitchen pantries.
• Community-based volunteering opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior