Senior Fraud Strategy Analyst

Bluevine - US•Salt Lake City, UT

About The Position

Bluevine is seeking a Senior Fraud Strategy Analyst to identify ongoing fraud trends and implement tactical and strategic solutions that mitigate future losses and negative client impact. The role partners with risk operations, risk analytics, business operations, product, and business unit leaders to evaluate tradeoffs using data and independent analysis. The analyst will assess internal and external fraud management solutions, research fraud organization best practices, and work with fraud and payments operations to translate emerging trends into actionable short-, medium-, and long-term solutions. The role also develops and presents clear recommendations to executives, committee members, and operational leaders, and researches innovative approaches to reduce risk across deposit and credit products while minimizing customer friction and supporting revenue. Quantitative analysis will leverage Excel, SQL, and Python or similar tools.

Requirements

At least 5 years of relevant experience in risk and/or fraud strategy and analytics.
Bachelor’s degree in Economics, Mathematics, Business, or STEM, or relevant work experience at a financial institution or payments company.
Proficient SQL abilities.
Extensive experience working cross-functionally with teams such as product, R&D, finance, client support, and fraud operations.
Proven ability to manage projects end-to-end, from planning through execution and delivery, and coordinate teams, hold stakeholders accountable, and maintain alignment with project goals.
Strong understanding of money movement, including ACH, RDC, Bill Pay, and debit cards.
Strong understanding of direct deposit accounts and lending services from both client-experience and back-end perspectives.
Comfort presenting analysis to senior leaders and driving consensus on the best path forward.
Working knowledge of PowerPoint for large-group presentations and Excel, including pivot tables and VLOOKUPs.
Knowledge of bank operations, including account application processing and customer onboarding, payment processing, deposit operations, fraud operations, and customer support.
Analytical and detail-oriented.
Quick-thinking, fast-learning, and able to solve problems.
Strong work ethic and ability to deliver within strict time frames.

Responsibilities

Identify ongoing fraud trends and implement tactical and strategic solutions to mitigate future losses and negative client impact.
Collaborate with risk operations, risk analytics, business operations, product, and business unit leaders to gather data and assess tradeoffs.
Independently analyze possible courses of action and fraud management solutions, including internally developed solutions and external providers.
Develop presentations and communicate analysis and recommendations clearly to executives, committee members, and operational leaders.
Research fraud organization best practices and recommend implementations suited to Bluevine.
Work with fraud and payments operations to translate ongoing fraud trends into actionable short-, medium-, and long-term solutions.
Research and present innovative ways to limit fraud risk across deposit and credit products while maximizing revenue and minimizing customer friction.
Use Excel, SQL, and Python or similar tools for quantitative analysis.

Benefits

Excellent health coverage and life insurance benefits.
401(k) with an immediate 3% company match.
PTO, company holidays, and flexible holidays.
Company-sponsored mental health benefits, including 1:1 therapy.
Over $1,000 each year for personal wellness.
Monthly work-from-home stipends totaling over $1,000 annually.
Paid parental leave of up to 20 weeks for birthing parents and up to 12 weeks for all other parents.
Access to financial coaches and education sessions.
Weekly catered lunches and fully stocked kitchen pantries.
Community-based volunteering opportunities.