Sr. Financial Officer - C14 - Schaumburg

Citi • Schaumburg, IL

6d • $144,480 - $216,720

About The Position

The Sr. Financial Officer will support Citi’s US Branded Cards Finance organization, with a focus on the Personal Loan portfolio within the Value, Lending and Commerce business. The role reports to the Lead Finance Officer for Value, Lending and Commerce and directly supports the Head of Value, Lending and Commerce Products within the Cards business. It is responsible for driving financial performance for Citi’s Personal Loan portfolio and developing new lending product features.

The officer provides business counsel and partners with Product, Marketing, Risk, Accounting, Decision Management, and Finance to shape strategy for the Cash portfolio. The role oversees budgeting, reporting, planning, forecasting, and marketing investment decision processes, and helps ensure that the portfolio achieves short- and long-term financial goals through prudent investment decisions. It also provides senior management with clear analysis and updates on portfolio performance and supports strategic decisions about product investments, customer offerings, and pricing.

Requirements

• Bachelor’s degree in Accounting or Finance.
• 10+ years of relevant financial services experience, focused on consumer banking, preferably in a large, complex organization with responsibilities across multiple businesses.
• Conversance with accounting, treasury, tax, and legal implications of decisions relating to product financials.
• Ability to build strong relationships and interact at all levels of the organization.
• Experience managing, leading, and developing a small, high-performing team.
• Strategic thinking and the ability to work independently with business partners.
• Ability to influence senior executives while working through conflict and ambiguity.
• Excellent interpersonal, written, presentation, verbal communication, and leadership skills, with strong attention to detail.
• Strong financial Excel modeling skills and ability to drive top-down strategic and operational plans.

Nice To Haves

• Professional accounting certification and/or MBA.
• Experience in a large, complex organization with responsibilities across multiple businesses.

Responsibilities

• Provide daily business counsel, analysis, forecasting, strategic planning, and business development support to the Personal Loan Product team.
• Provide financial oversight, including budgeting, reporting, and planning.
• Work with Product leadership to address financial issues and achieve strategic and tactical financial targets.
• Partner with business leadership to assess business drivers and P&L performance and maintain a high standard of controls.
• Develop analytical frameworks and business cases to support financially sound decisions about product investments, changes to customer offerings, and pricing.
• Develop the forecast and marketing investment decisioning processes.
• Drive expense discipline and evaluate critical investment opportunities.
• Monitor portfolio performance against expectations and communicate results to Card and Finance senior management through timely business reviews.
• Represent Finance at business forums.
• Prepare senior management presentations with insights on product portfolio performance.
• Work with business partners to drive key strategic initiatives.
• Manage, lead, and develop a small, high-performing team.

Benefits

• Medical, dental, and vision coverage.
• 401(k).
• Life, accident, and disability insurance.
• Wellness programs.
• Paid time off, including planned vacation, unplanned sick leave, and paid holidays.
• Eligible employees may receive discretionary and formulaic incentive and retention awards.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior