Sr. Director of Enterprise Risk Programs and Intelligence

U.S. Financial Technology•Remote,

1d•$236,500 - $267,750•Remote

About The Position

U.S. Financial Technology (U.S. FinTech) is seeking an experienced Senior Director of Enterprise Risk Programs and Intelligence to join our team of talented professionals. This is a full-time remote opportunity. U.S. FinTech built and operates the largest and most advanced mortgage securitization platform in the world, supporting the Uniform Mortgage-Backed Security (UMBS) of Fannie Mae and Freddie Mac. Supporting 70% of the mortgage-backed securities in the market, U.S. FinTech provides best-in-class single-family issuance, bond administration, disclosure, and tax services. We support a broad portfolio of products for our clients with full lifecycle management. Our market-leading, cloud-based, end-to-end platform executes transactions on an extraordinary scale which has bolstered liquidity in the secondary mortgage market, one of the largest and most important financial markets in the world. Our unique approach to securitization combines the best minds in financial services with the know-how, flexibility, and innovation of leading technologists.

Requirements

Bachelor's degree or equivalent
Minimum of 12 years in enterprise risk management, operational risk, financial risk or related risk disciplines.
Minimum of 7 years of leadership experience in managing enterprise risk programs or risk analytics functions.
Minimum of 5 years of people management experience.
Applicants must be authorized to work in the US without requiring employer sponsorship currently or in the future. U.S. FinTech does not offer H-1B sponsorship for this position.
Demonstrated experience developing enterprise risk dashboards, KRIs, and risk reporting for executive leadership and Boards.
Substantial experience within the Mortgage industry is strongly desired.
Experience overseeing or partnering with third party risk management programs.
Experience conducting enterprise scenario analysis and emerging risk assessments.
Strong understanding of financial services risk management practices and regulatory expectations.
Demonstrated leadership capabilities, with ability to effectively work across multiple business lines and functional areas.
Strong communications skills, with the ability to challenge business areas all risk domains.
Advanced analytics and risk insight capabilities.
Strategic risk thinking and enterprise perspective.
Executive communication and board level reporting.
Executive presence, independent judgment, and the ability to escalate material risk matters.
Experience translating regulatory and legal requirements into practical tools, controls, and workflows.
High degree of discretion, integrity, and judgement when handling sensitive data and issues.
Strong business acumen with strategic business mindset.
Ability to work effectively in a team environment that presents a high degree of subjectivity and change.
Ability to influence across reporting lines.
Experience with SOC 1 and SOC 2 reviews, and committee management

Nice To Haves

Advanced degree (MBA, MS or equivalent)
Certified Risk Management Professional (CRMP)
Financial Risk Manager (FRM)
Certified Third Party Professional (CTPRP)

Responsibilities

Lead the design, enhancement and integration of core ERM programs: Risk Appetite, Key Indicator Program, Scenario Analysis.
Ensure alignment of risk programs to the enterprise strategy and regulatory expectations.
Integrate outputs across programs to create a cohesive enterprise risk view, ensuring the view reflects both the current state and forward-looking risk outlook.
Own the development and execution of enterprise risk reporting, dashboard and analytic capabilities.
Define the reporting standards, data requirements and visualization strategies.
Translate complex risk data into clear actionable insights for Executive leadership, Committees, and the Board.
Evolve reporting from static summaries to forward looking, insight driven analysis.
Lead the development of risk aggregation methodologies across risk domains.
Integrate data from KRIs, RCSAs, scenario analysis and risk assessments.
Identify risk interdependencies, concentrations and systemic exposures.
Produce enterprise level views that support decision making and prioritization.
Oversee the Third and Fourth Party Risk Management (TPRM) Program, including monitoring and oversight of vendor risk exposure, concentration risk and systemic dependencies.
Ensure development and implementation of periodic Third-Party Risk Management reporting, to impacted business/corporate stakeholders, the Executive Committee, Enterprise Risk Committee, and Board.
Establish appropriate monitoring and oversight for Strategic, Financial and People Risks, and partner with Finance, HR and business leaders to integrate these risks into the enterprise risk profile.
Lead the Emerging Risk Program, including external risk review and internal risk signals.
Support executive discussions with insightful, forward-looking perspectives.
Lead development of risk education and training programs to strengthen enterprise risk awareness and capabilities across the organization.
Facilitate cross-functional collaboration across risk, compliance, technology, operations and corporate functions.
Drive continuous improvement of ERM practices and tools.
Foster a culture of proactive risk management through business risk and control champions.
Establish strong partnerships across leaders from the organization to ensure risk insights and inform business decision making.
Build and lead a high performing team.
Partner across all 3 LODs and key functions.
Serve as a thought partner to the CRO and executive leadership.
Drive a culture of data-driven risk management and continuous improvement.