Sr. Compliance Analyst

Bank of Tampa•Tampa, FL

About The Position

The primary goal of the Senior Compliance Analyst is to support the Bank’s Compliance function in support of the Director of Compliance and CRA. This position operates as a second or third line of defense within the three lines of defense concept that assists the Board of Directors and Management in the discharge of their ultimate responsibility for risk management.

Requirements

3 years or more experience in regulatory compliance with a financial institution.
4- year Undergraduate Degree (e.g., BS or BA) preferably with a business, accounting, or finance focus or equivalent combination of education and experience.
Demonstrated knowledge of federal and state laws and regulations applicable to community banking, with practical experience researching, interpreting, monitoring, testing, or advising on requirements such as Regulations B, E, Z, CC and DD; TRID and RESPA; HMDA; CRA; fair lending; UDAAP; flood insurance; and related deposit, lending, and servicing requirements.
Familiarity with corporate governance, risk management and control frameworks.
Ability to read, interpret and effectively communicate regulatory issuances and pronouncements.

Nice To Haves

One or more professional bank compliance designations (e.g., CRCM).
Experience working with a banking regulatory agency.
Ability to analyze large amounts of data quickly, draw conclusions from sometimes incomplete information and make good decisions.

Responsibilities

Act as a cultural ambassador to internal and external clients, providing a professional, exceptional, and supportive experience with each interaction.
Assist in the administration of the Bank’s regulatory compliance program, with a primary focus on implementing/coordinating the Bank’s Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) data collection and reporting efforts.
Perform compliance monitoring activities, compliance/CRA self-assessments, and risk-based compliance reviews as assigned that will determine the adequacy and effectiveness of the Bank’s internal controls and operating procedures with respect to compliance with applicable laws and regulations and adherence to the Bank’s compliance policies.
Additionally, provide administrative and clerical assistance/support to the Director of Compliance and CRA, including issuing and tracking exception reports if/as needed.
Assist the Director of Compliance and CRA in monitoring the development/implementation of new products and services to ensure proper consideration of compliance risk-related issues.
Liaise with and assist compliance examiners and consultants during regulatory examinations and compliance reviews, including reviewing and responding to the resulting reports.
Maintain a current awareness of the regulatory environment and a working knowledge of state and federal laws and regulations. Assist in researching compliance issues and questions.
Assist with training of and dissemination of compliance information to appropriate staff. As appropriate, recommend enhancements to process, technology, or risk management strategies.
Perform special projects as assigned, gather data, and prepare reports.