Sr. Compliance Analyst

Bank of Tampa • Tampa, FL

19h

About The Position

The Senior Compliance Analyst supports the Bank’s Compliance function and the Director of Compliance and CRA. As a second or third line of defense within the three lines of defense concept, the position helps the Board of Directors and Management discharge their ultimate responsibility for risk management. The role focuses on supporting the Bank’s regulatory compliance program, particularly HMDA and CRA data collection and reporting, and performing monitoring, assessments, and risk-based reviews to evaluate internal controls and compliance with applicable laws, regulations, and Bank policies. The analyst also supports regulatory examinations, research, training, reporting, and compliance-related projects.

The position is expected to serve as a cultural ambassador to internal and external clients, delivering professional, exceptional, and supportive interactions. The job description notes that management may assign other tasks and that the listed functions do not restrict those assignments.

Requirements

• At least 3 years of regulatory compliance experience with a financial institution.
• A four-year undergraduate degree, such as a BS or BA, preferably focused on business, accounting, or finance, or an equivalent combination of education and experience.
• Demonstrated knowledge of federal and state laws and regulations applicable to community banking, with practical experience researching, interpreting, monitoring, testing, or advising on requirements such as Regulations B, E, Z, CC, and DD; TRID and RESPA; HMDA; CRA; fair lending; UDAAP; flood insurance; and related deposit, lending, and servicing requirements.
• Familiarity with corporate governance, risk management, and control frameworks.
• Ability to read, interpret, and effectively communicate regulatory issuances and pronouncements.

Nice To Haves

• One or more professional bank compliance designations, such as CRCM.
• Experience working with a banking regulatory agency.
• Ability to analyze large amounts of data quickly, draw conclusions from sometimes incomplete information, and make good decisions.

Responsibilities

• Act as a cultural ambassador to internal and external clients, providing a professional, exceptional, and supportive experience with each interaction.
• Assist in administering the Bank’s regulatory compliance program, primarily by implementing and coordinating HMDA and CRA data collection and reporting efforts.
• Perform compliance monitoring activities, compliance and CRA self-assessments, and assigned risk-based compliance reviews to evaluate internal controls, operating procedures, and adherence to applicable laws, regulations, and Bank policies.
• Provide administrative and clerical support to the Director of Compliance and CRA, including issuing and tracking exception reports as needed.
• Assist the Director of Compliance and CRA in monitoring development and implementation of new products and services to ensure compliance risks are considered.
• Liaise with and assist compliance examiners and consultants during regulatory examinations and compliance reviews, including reviewing and responding to resulting reports.
• Maintain current awareness of the regulatory environment and working knowledge of state and federal laws and regulations.
• Research compliance issues and questions.
• Assist with training staff and disseminating compliance information to appropriate staff.
• Recommend enhancements to processes, technology, or risk management strategies as appropriate.
• Perform special projects, gather data, and prepare reports.

Benefits

• Eligibility for health, dental, vision, life, and disability insurance coverages, subject to plan terms and conditions.
• 401(k) retirement plan with matching.
• Employee Stock Ownership Plan (ESOP).
• Vacation time, sick time, and holidays.
• Paid parental leave.
• Tuition assistance.
• Professional development opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior