Sr. Commercial Credit Underwriter
About The Position
The Sr. Commercial Credit Underwriter evaluates the financial condition of existing and prospective individuals and businesses applying for credit with the Bank, determining credit worthiness. This role prepares and reviews all supporting documentation for underwriting and recommends approval or rejection of credit requests. Additionally, the Sr. Commercial Credit Underwriter provides guidance to other Credit Underwriters within the department. Bluestone Bank has been helping Southern New England prosper for over 150 years by providing responsible, relevant, and secure financial solutions. Named by the Boston Business Journal as a Best Places to Work in 2025, Bluestone Bank is a great place to work, offering a competitive salary with performance-based incentives, comprehensive medical with deductible reimbursement, dental, and vision coverage, an employer matching 401k plan, training and professional development opportunities including tuition reimbursement, and work-life balance with paid time off, paid volunteer hours, and 11 paid holidays.
Requirements
- Bachelor’s degree in business, finance or accounting.
- Three or more years of credit analysis experience.
- Strong financial analytical abilities; detailed oriented.
- Good written and verbal communication skills.
- Ability to quickly learn and properly use various software programs.
Responsibilities
- Works independently analyzing complex loan data and financial information on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and Bank files.
- Completes Credit Memo/Underwriting of requests for commercial credit, remote deposit capture, and ACH customers with the Bank.
- Prepares spreadsheets, reports, summaries and opinions for Bank Officers on new, renewal and existing loans.
- Performs quarterly financial reviews identifying possible negative trends.
- Assigns risk ratings to each borrower of the bank.
- Provides technical support to loan officers and other credit analysts.
- Performs all duties in accordance with prescribed regulatory compliance guidelines.
- Assumes additional responsibilities as requested.
Benefits
- Competitive salary with performance-based incentives
- Comprehensive medical with deductible reimbursement
- Dental coverage
- Vision coverage
- Employer matching 401k plan
- Training and professional development opportunities
- Tuition reimbursement
- Paid time off
- Paid volunteer hours
- 11 paid holidays
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What This Job Offers
Job Type
Full-time
Career Level
Senior
